First Federal Bank & Trust


First Federal Bank & Trust is an FDIC insured institution headquartered at 671 Illinois St, Sheridan, WY 82801.
It was founded in 1935 and has approximately $1 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - March 12, 2026

SAVINGS RATES APY MIN
Savings
0.11% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.16% $100,000 Compare
7 Mo CD
3.92% $0 Compare
7 Mo CD
4.02% $250,000 Compare
12 Mo CD
0.26% $10,000 Compare
12 Mo CD
0.27% $100,000 Compare
24 Mo CD
0.35% $10,000 Compare
24 Mo CD
0.36% $100,000 Compare
48 Mo CD
0.68% $10,000 Compare
48 Mo CD
0.69% $100,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.01% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 29537
Date Established 1935
Assets $ 611.16 million
Loans $ 481.18 million
Deposits $ 544.29 million
Capital $ 63.84 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 21.67 million
Interest-bearing balances $ 17.67 million
Total securities $ 61.96 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 481.18 million
Loan loss allowance $ 6.64 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 4.08 million
All other assets $ 21.78 million
     Total Assets $ 547.32 million

LIABILITIES
Total deposits $ 544.29 million
      Interest-bearing deposits $ 471.58 million
      Deposits held in domestic offices $ 544.29 million
      % insured (estimated)" 58.76%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 22.00 million
Subordinated debt N.A.
All other liabilities $ 2.91 millionn
      Total Liabilities $ 547.32 million
      Shareholders’ Equity $ 63.84 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 24.42 million
Total Interest Expense $ 10.43 million
Net interest income $ 13.99 million
Provision for loan and lease losses $ 0.78 million
Total non interest income $ 1.25 million
Total non interest expense $ 11.99 million
Pre-tax Net Operating Income $ 3.48 million

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Branches

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First Federal Bank & Trust Locations