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First Financial Bank is an FDIC insured institution headquartered at
255 E 5th St, Cincinnati, OH 45202.
It was founded in
1863 and has approximately $21 billion in assets. Customers can open an account at one of its 112 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
9 Mo CD
|
5.15% | $5,000 | Compare |
|
12 Mo CD
|
0.10% | $10,000 | Compare |
|
12 Mo CD
|
0.10% | $100,000 | Compare |
|
15 Mo CD
|
5.15% | $5,000 | Compare |
|
18 Mo CD
|
0.10% | $10,000 | Compare |
|
18 Mo CD
|
0.10% | $100,000 | Compare |
|
24 Mo CD
|
0.15% | $10,000 | Compare |
|
24 Mo CD
|
0.15% | $100,000 | Compare |
|
30 Mo CD
|
0.15% | $10,000 | Compare |
|
30 Mo CD
|
0.15% | $100,000 | Compare |
|
36 Mo CD
|
0.20% | $10,000 | Compare |
|
36 Mo CD
|
0.20% | $100,000 | Compare |
|
48 Mo CD
|
0.30% | $10,000 | Compare |
|
48 Mo CD
|
0.30% | $100,000 | Compare |
|
60 Mo CD
|
0.50% | $10,000 | Compare |
|
60 Mo CD
|
0.50% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.750 %
After Intro:6.750 % |
$25,000 |
|
Intro APR: 6.820 %
After Intro:6.820 % |
$25,000 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-30 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| Cash in with a HELOC | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-30 |
Unlock Your Home's Potential | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Spring EQ NMLS ID: 1464945 / Updated 2026-04-30 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-30 |
Home Equity Loans & Refinance – Cash out | $0 |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
| 5.890% |
$1,868
Fees & Points
$4,899 Total
0.875 Pts ($2,800) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.979% |
$1,893
Fees & Points
$3,695 Total
0.750 Pts ($2,400) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.064% |
$1,893
Fees & Points
$6,714 Total
1.000 Pts ($3,200) $3,515 Fees |
| 6.081% |
$1,919
Fees & Points
$2,905 Total
0.875 Pts ($2,800) $105 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.096% |
$1,893
Fees & Points
$7,681 Total
0.750 Pts ($2,400) $5,281 Fees |
Northpointe Bank NMLS ID: 447490 |
6.109% |
$1,919
Fees & Points
$3,750 Total
0.736 Pts ($2,355) $1,395 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.158% |
$1,893
Fees & Points
$9,843 Total
0.951 Pts ($3,043) $6,800 Fees |
| 6.188% |
$1,945
Fees & Points
$2,189 Total
0.684 Pts ($2,189) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.202% |
$1,945
Fees & Points
$2,608 Total
0.815 Pts ($2,608) $0 Fees |
E Mortgage Capital Inc. NMLS ID: 1416824 |
6.207% |
$1,945
Fees & Points
$2,800 Total
0.875 Pts ($2,800) $0 Fees |
| 6.212% |
$1,945
Fees & Points
$3,085 Total
0.636 Pts ($2,035) $1,050 Fees |
| 6.235% |
$1,945
Fees & Points
$3,982 Total
0.858 Pts ($2,746) $1,236 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.277% |
$1,945
Fees & Points
$5,195 Total
1.000 Pts ($3,200) $1,995 Fees |
Better.com NMLS ID: 330511 |
6.349% |
$1,971
Fees & Points
$3,360 Total
0.739 Pts ($2,365) $995 Fees |
West Capital Lending NMLS ID: 1566096 |
6.351% |
$1,971
Fees & Points
$3,420 Total
0.664 Pts ($2,125) $1,295 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.441% |
$1,997
Fees & Points
$2,208 Total
0.690 Pts ($2,208) $0 Fees |
New American Funding, LLC. NMLS ID: 6606 |
6.595% |
$2,023
Fees & Points
$3,168 Total
0.990 Pts ($3,168) $0 Fees |
SoFi NMLS ID: 696891 |
6.619% |
$2,021
Fees & Points
$4,321 Total
0.883 Pts ($2,826) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 6600 |
| Date Established | 1863 |
| Assets | $ 20.99 billion |
| Loans | $ 13.25 billion |
| Deposits | $ 16.76 billion |
| Capital | $ 2.74 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 771.46 million |
| Interest-bearing balances | $ 597.34 million |
| Total securities | $ 4.04 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 13.25 billion |
| Loan loss allowance | $ 186.49 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.18 million |
| Goodwill and other intangibles | $ 1,094.99 million |
| All other assets | $ 1,121.30 million |
| Total Assets | $ 18.25 billion |
| LIABILITIES | |
| Total deposits | $ 16.76 billion |
| Interest-bearing deposits | $ 12.94 billion |
| Deposits held in domestic offices | $ 16.76 billion |
| % insured (estimated)" | 57.58% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 943.29 million |
| Subordinated debt | $ 7.50 million |
| All other liabilities | $ 641.34 millionn |
| Total Liabilities | $ 18.25 billion |
| Shareholders’ Equity | $ 2.74 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,001.89 million |
| Total Interest Expense | $ 337.37 million |
| Net interest income | $ 664.52 million |
| Provision for loan and lease losses | $ 37.67 million |
| Total non interest income | $ 274.98 million |
| Total non interest expense | $ 511.67 million |
| Pre-tax Net Operating Income | $ 131.20 million |
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