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First National Bank Texas


First National Bank Texas is an FDIC insured institution headquartered at 901 E Central Texas Expy, Killeen, TX 76541.
It was founded in 1901 and has approximately $4 billion in assets. Customers can open an account at one of its 325 branches.

Deposit Rates - June 09, 2025

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.20% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.50% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
60 Mo CD
0.90% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.08% $2,500 Compare
Money Market
0.08% $10,000 Compare
Money Market
0.10% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $1
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3285
Date Established 1901
Assets $ 4.12 billion
Loans $ 2.03 billion
Deposits $ 3.61 billion
Capital $ 208.41 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 319.06 million
Interest-bearing balances $ 94.24 million
Total securities $ 1,513.15 million
Federal funds sold and reverse repurchase $ 0.01 million
Net loans and leases $ 2.03 billion
Loan loss allowance $ 26.46 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.86 million
Goodwill and other intangibles N.A.
All other assets $ 125.81 million
     Total Assets $ 3.92 billion

LIABILITIES
Total deposits $ 3.61 billion
      Interest-bearing deposits $ 1,466.12 million
      Deposits held in domestic offices $ 3.61 billion
      % insured (estimated)" 90.81%
Federal funds purchased and repurchase agreements $ 70.99 million
Trading liabilities N.A.
Other borrowed funds $ 95.25 million
Subordinated debt N.A.
All other liabilities $ 60.26 millionn
      Total Liabilities $ 3.92 billion
      Shareholders’ Equity $ 208.41 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 158.52 million
Total Interest Expense $ 28.92 million
Net interest income $ 129.61 million
Provision for loan and lease losses $ 19.53 million
Total non interest income $ 319.10 million
Total non interest expense $ 383.98 million
Pre-tax Net Operating Income $ 25.99 million

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