First Southern State Bank is an FDIC insured institution headquartered at
80 Bank St, Stevenson, AL 35772.
It was founded in
1910 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 2829
Date Established
1910
Assets
$ 877.17 million
Loans
$ 479.86 million
Deposits
$ 794.58 million
Capital
$ 76.61 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 71.75 million
Interest-bearing balances
$ 64.20 million
Total securities
$ 279.42 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 479.86 million
Loan loss allowance
$ 5.84 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.26 million
Goodwill and other intangibles
$ 4.71 million
All other assets
$ 23.05 million
Total Assets
$ 800.56 million
LIABILITIES
Total deposits
$ 794.58 million
Interest-bearing deposits
$ 729.73 million
Deposits held in domestic offices
$ 794.58 million
% insured (estimated)"
68.15%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 3.26 millionn
Total Liabilities
$ 800.56 million
Shareholders’ Equity
$ 76.61 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 43.59 million
Total Interest Expense
$ 15.74 million
Net interest income
$ 27.85 million
Provision for loan and lease losses
$ 0.79 million
Total non interest income
$ 5.07 million
Total non interest expense
$ 18.41 million
Pre-tax Net Operating Income
$ 5.26 million
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Branches
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