resources/views/banks/institution.blade.php

First State Bank Shannon-Polo

First State Bank Shannon-Polo is an FDIC insured institution headquartered at 1 S Linn St, Shannon, IL 61078.
It was founded in 1930 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES	APY	MIN
Savings	0.05%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.15%	$10,000	Compare
6 Mo CD	0.15%	$100,000	Compare
12 Mo CD	0.35%	$10,000	Compare
12 Mo CD	0.35%	$100,000	Compare
18 Mo CD	0.50%	$10,000	Compare
18 Mo CD	0.50%	$100,000	Compare
24 Mo CD	0.50%	$10,000	Compare
24 Mo CD	0.50%	$100,000	Compare
30 Mo CD	0.50%	$10,000	Compare
30 Mo CD	0.50%	$100,000	Compare
36 Mo CD	0.65%	$10,000	Compare
36 Mo CD	0.65%	$100,000	Compare
48 Mo CD	0.75%	$10,000	Compare
48 Mo CD	0.75%	$100,000	Compare
60 Mo CD	0.90%	$10,000	Compare
60 Mo CD	0.90%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.05%	$10,000	Compare
Money Market	0.05%	$25,000	Compare

FIXED IRA RATES	APY	MIN
Fixed IRA	0.35%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$1
Int Ckg	0.05%	$2,500

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
Sponsored

Advertiser Disclosure

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
Largest non-bank HELOC lender in the US

Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22

Intro APR: 6.950 %
After Intro:6.950 %

$15,000

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding
Evolve to Excel: We need to adapt and improve to succeed

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
Sponsored

Advertiser Disclosure

Reliant Home Funding, Inc.
NMLS ID: 292473

5.993%

$1,893 Fees & Points $4,081 Total
0.652 Pts ($2,086)
$1,995 Fees

Relationships Rule: Transactions end, Relationships remain
Accountability is Personal: Reflection before Projection
Service through Knowledge: Great service means great understanding

Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

Turn home equity you've earned into cash
Single, convenient monthly payments
Reduce interest with shorter loan terms

Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 1781
Date Established	1930
Assets	$ 195.23 million
Loans	$ 108.20 million
Deposits	$ 173.14 million
Capital	$ 15.77 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 18.68 million
Interest-bearing balances	$ 16.26 million
Total securities	$ 61.46 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 108.20 million
Loan loss allowance	$ 1.35 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 2.28 million
All other assets	$ 3.19 million
Total Assets	$ 179.45 million

LIABILITIES
Total deposits	$ 173.14 million
Interest-bearing deposits	$ 146.71 million
Deposits held in domestic offices	$ 173.14 million
% insured (estimated)"	81.82%
Federal funds purchased and repurchase agreements	$ 3.92 million
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 1.46 millionn
Total Liabilities	$ 179.45 million
Shareholders’ Equity	$ 15.77 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 8.12 million
Total Interest Expense	$ 2.75 million
Net interest income	$ 5.37 million
Provision for loan and lease losses	N.A.
Total non interest income	$ 2.00 million
Total non interest expense	$ 5.23 million
Pre-tax Net Operating Income	$ 0.53 million

Customer Reviews for First State Bank Shannon-Polo

There are currently no comments for First State Bank Shannon-Polo. Be the first to share your experience. Please provide comments that will help others.

Branches

Click on location and enter new zip number to change."
Your current location is: New York City, NY