Banks | First Western Bank & Trust
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First Western Bank & Trust


First Western Bank & Trust is an FDIC insured institution headquartered at 900 S Broadway, Minot, ND 58701.
It was founded in 1964 and has approximately $2 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - April 10, 2026

SAVINGS RATES APY MIN
Savings
0.35% $100 Compare
CD RATES APY MIN
6 Mo CD
0.25% $500 Compare
12 Mo CD
0.70% $500 Compare
Special: 12 Mo CD
0.95% $2,500 Compare
24 Mo CD
0.75% $500 Compare
36 Mo CD
0.75% $500 Compare
48 Mo CD
0.80% $500 Compare
60 Mo CD
1.00% $500 Compare
Special: 60 Mo CD
1.25% $2,500 Compare
MM RATES APY MIN
Money Market
0.35% $1 Compare
FIXED IRA RATES APY MIN
Special: 12 Mo FIRA
0.95% $2,500
Special: 60 Mo FIRA
1.25% $2,500
INT CHECKING RATES APY MIN
Int Ckg
0.10% $50




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19123
Date Established 1964
Assets $ 2.31 billion
Loans $ 1,824.79 million
Deposits $ 1,929.72 million
Capital $ 250.24 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 52.40 million
Interest-bearing balances $ 25.35 million
Total securities $ 261.71 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,824.79 million
Loan loss allowance $ 19.62 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 14.72 million
Goodwill and other intangibles $ 45.89 million
All other assets $ 40.74 million
     Total Assets $ 2.06 billion

LIABILITIES
Total deposits $ 1,929.72 million
      Interest-bearing deposits $ 1,578.15 million
      Deposits held in domestic offices $ 1,929.72 million
      % insured (estimated)" 95.34%
Federal funds purchased and repurchase agreements $ 1.75 million
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 12.54 millionn
      Total Liabilities $ 2.06 billion
      Shareholders’ Equity $ 250.24 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 127.90 million
Total Interest Expense $ 52.66 million
Net interest income $ 75.24 million
Provision for loan and lease losses $ 4.34 million
Total non interest income $ 19.13 million
Total non interest expense $ 65.35 million
Pre-tax Net Operating Income $ 13.27 million

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