ACH Number: 121143037
Five Star Bank is an FDIC insured institution headquartered at
2240 Douglas Blvd, Roseville, CA 95661.
It was founded in
1999 and has approximately $5 billion in assets. Customers can open an account at one of its 6 branches.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.25%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15%
$10,000
Compare
6 Mo CD
0.15%
$100,000
Compare
12 Mo CD
0.20%
$10,000
Compare
12 Mo CD
0.20%
$100,000
Compare
24 Mo CD
0.35%
$10,000
Compare
24 Mo CD
0.35%
$100,000
Compare
36 Mo CD
0.50%
$10,000
Compare
36 Mo CD
0.50%
$100,000
Compare
48 Mo CD
0.60%
$10,000
Compare
48 Mo CD
0.60%
$100,000
Compare
60 Mo CD
0.80%
$10,000
Compare
60 Mo CD
0.80%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.25%
$2,500
Compare
Money Market
0.25%
$10,000
Compare
Money Market
0.25%
$25,000
Compare
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 35361
Date Established
1999
Assets
$ 4.75 billion
Loans
$ 4.03 billion
Deposits
$ 4.21 billion
Capital
$ 501.07 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 506.95 million
Interest-bearing balances
$ 472.97 million
Total securities
$ 96.89 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 4.03 billion
Loan loss allowance
$ 44.41 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 1.27 million
All other assets
$ 51.84 million
Total Assets
$ 4.25 billion
LIABILITIES
Total deposits
$ 4.21 billion
Interest-bearing deposits
$ 3.12 billion
Deposits held in domestic offices
$ 4.21 billion
% insured (estimated)"
46.21%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 60.00 million
Subordinated debt
N.A.
All other liabilities
$ 14.62 millionn
Total Liabilities
$ 4.25 billion
Shareholders’ Equity
$ 501.07 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 250.90 million
Total Interest Expense
$ 92.38 million
Net interest income
$ 158.52 million
Provision for loan and lease losses
$ 9.70 million
Total non interest income
$ 5.92 million
Total non interest expense
$ 63.15 million
Pre-tax Net Operating Income
$ 29.61 million
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