Farmers & Merchants Bank


ACH Number: 61212345

Farmers & Merchants Bank is an FDIC insured institution headquartered at 201 North Main Street, Statesboro, GA 30458.
It was founded in 1948 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - March 15, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16673
Date Established 1948
Assets $ 186.80 million
Loans $ 111.02 million
Deposits $ 170.77 million
Capital $ 20.26 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 35.93 million
Interest-bearing balances $ 34.00 million
Total securities $ 30.74 million
Federal funds sold and reverse repurchase $ 4.10 million
Net loans and leases $ 111.02 million
Loan loss allowance $ 1.18 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.44 million
Goodwill and other intangibles N.A.
All other assets $ 4.78 million
     Total Assets $ 171.19 million

LIABILITIES
Total deposits $ 170.77 million
      Interest-bearing deposits $ 109.65 million
      Deposits held in domestic offices $ 170.77 million
      % insured (estimated)" 84.24%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.42 millionn
      Total Liabilities $ 171.19 million
      Shareholders’ Equity $ 15.61 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 1.95 million
Total Interest Expense $ 0.21 million
Net interest income $ 1.73 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.26 million
Total non interest expense $ 1.47 million
Pre-tax Net Operating Income $ 0.53 million

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Branches

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Farmers & Merchants Bank Locations