First Capital Bank is an FDIC insured institution headquartered at
120 W 3rd St, Quanah, TX 79252.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
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CD RATES
APY
MIN
6 Mo CD
0.50% $10,000
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6 Mo CD
0.50% $100,000
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12 Mo CD
0.50% $10,000
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12 Mo CD
0.50% $100,000
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18 Mo CD
0.50% $10,000
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18 Mo CD
0.50% $100,000
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24 Mo CD
0.50% $10,000
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24 Mo CD
0.50% $100,000
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36 Mo CD
0.50% $10,000
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36 Mo CD
0.50% $100,000
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48 Mo CD
0.50% $10,000
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48 Mo CD
0.50% $100,000
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60 Mo CD
0.50% $10,000
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60 Mo CD
0.50% $100,000
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MM RATES
APY
MIN
Money Market
0.05% $2,500
Compare
Money Market
0.05% $10,000
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Money Market
0.05% $25,000
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INT CHECKING RATES
APY
MIN
Int Ckg
0.05% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 3399
Date Established
1907
Assets
$ 116.31 million
Loans
$ 82.85 million
Deposits
$ 106.50 million
Capital
$ 9.43 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 5.44 million
Interest-bearing balances
$ 0.03 million
Total securities
$ 5.94 million
Federal funds sold and reverse repurchase
$ 16.25 million
Net loans and leases
$ 82.85 million
Loan loss allowance
$ 1.59 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.09 million
Goodwill and other intangibles
N.A.
All other assets
$ 1.68 million
Total Assets $ 106.88 million
LIABILITIES
Total deposits
$ 106.50 million
Interest-bearing deposits
$ 63.79 million
Deposits held in domestic offices
$ 106.50 million
% insured (estimated)" 66.59%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 0.01 million
Subordinated debt
N.A.
All other liabilities
$ 0.07 millionn
Total Liabilities $ 106.88 million
Shareholders’ Equity $ 9.43 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 6.66 million
Total Interest Expense
$ 1.71 million
Net interest income
$ 4.95 million
Provision for loan and lease losses
$ 0.77 million
Total non interest income
$ 0.57 million
Total non interest expense
$ 4.00 million
Pre-tax Net Operating Income
$ 0.32 million
Customer Reviews for First Capital Bank
Branches
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First Capital Bank Locations
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