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SKYLINE NATIONAL BANK


SKYLINE NATIONAL BANK is an FDIC insured institution headquartered at 113 W Main St, Independence, VA 24348.
It was founded in 1900 and has approximately $1 billion in assets. Customers can open an account at one of its 17 branches.

Deposit Rates - July 10, 2026

CD RATES APY MIN
6 Mo CD
0.25% $2,500 Compare
12 Mo CD
0.40% $1,000 Compare
18 Mo CD
0.40% $1,000 Compare
24 Mo CD
0.45% $1,000 Compare
30 Mo CD
0.45% $1,000 Compare
36 Mo CD
0.55% $1,000 Compare
48 Mo CD
0.65% $1,000 Compare
60 Mo CD
0.85% $1,000 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.05% $50




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6861
Date Established 1900
Assets $ 1,293.04 million
Loans $ 1,049.53 million
Deposits $ 1,178.19 million
Capital $ 107.31 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 22.85 million
Interest-bearing balances $ 3.13 million
Total securities $ 114.18 million
Federal funds sold and reverse repurchase $ 0.34 million
Net loans and leases $ 1,049.53 million
Loan loss allowance $ 8.67 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 10.94 million
All other assets $ 43.76 million
     Total Assets $ 1,185.73 million

LIABILITIES
Total deposits $ 1,178.19 million
      Interest-bearing deposits $ 807.16 million
      Deposits held in domestic offices $ 1,178.19 million
      % insured (estimated)" 65.40%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 5.39 millionn
      Total Liabilities $ 1,185.73 million
      Shareholders’ Equity $ 107.31 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 65.75 million
Total Interest Expense $ 15.29 million
Net interest income $ 50.46 million
Provision for loan and lease losses $ 0.87 million
Total non interest income $ 7.78 million
Total non interest expense $ 36.67 million
Pre-tax Net Operating Income $ 5.90 million

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