Guaranty Bank & Trust Company of Delhi, Louisiana


Guaranty Bank & Trust Company of Delhi, Louisiana is an FDIC insured institution headquartered at 120 Oak St, Delhi, LA 71232.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - March 20, 2026

SAVINGS RATES APY MIN
Savings
0.10% $10 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.60% $1,000 Compare
18 Mo CD
0.70% $1,000 Compare
24 Mo CD
0.80% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19638
Date Established 1966
Assets $ 448.46 million
Loans $ 329.74 million
Deposits $ 382.97 million
Capital $ 37.29 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 103.94 million
Interest-bearing balances $ 95.52 million
Total securities $ 5.89 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 329.74 million
Loan loss allowance $ 2.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.09 million
Goodwill and other intangibles N.A.
All other assets $ 3.81 million
     Total Assets $ 411.17 million

LIABILITIES
Total deposits $ 382.97 million
      Interest-bearing deposits $ 293.41 million
      Deposits held in domestic offices $ 382.97 million
      % insured (estimated)" 72.09%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 11.09 million
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 411.17 million
      Shareholders’ Equity $ 37.29 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 21.62 million
Total Interest Expense $ 8.83 million
Net interest income $ 12.79 million
Provision for loan and lease losses $ 0.46 million
Total non interest income $ 1.20 million
Total non interest expense $ 7.93 million
Pre-tax Net Operating Income $ 3.13 million

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Guaranty Bank & Trust Company of Delhi, Louisiana Locations