Guaranty Bank & Trust Company of Delhi, Louisiana


Guaranty Bank & Trust Company of Delhi, Louisiana is an FDIC insured institution headquartered at 120 Oak St, Delhi, LA 71232.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - August 04, 2025

SAVINGS RATES APY MIN
Savings
0.10% $10 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.60% $1,000 Compare
18 Mo CD
0.70% $1,000 Compare
24 Mo CD
0.80% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $1

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19638
Date Established 1966
Assets $ 437.88 million
Loans $ 326.24 million
Deposits $ 371.69 million
Capital $ 36.90 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 93.91 million
Interest-bearing balances $ 84.02 million
Total securities $ 8.73 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 326.24 million
Loan loss allowance $ 1.83 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.19 million
Goodwill and other intangibles N.A.
All other assets $ 3.81 million
     Total Assets $ 400.98 million

LIABILITIES
Total deposits $ 371.69 million
      Interest-bearing deposits $ 283.82 million
      Deposits held in domestic offices $ 371.69 million
      % insured (estimated)" 73.14%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 11.09 million
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 400.98 million
      Shareholders’ Equity $ 36.90 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 6.97 million
Total Interest Expense $ 2.87 million
Net interest income $ 4.11 million
Provision for loan and lease losses $ 0.05 million
Total non interest income $ 0.39 million
Total non interest expense $ 2.77 million
Pre-tax Net Operating Income $ 3.13 million

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Guaranty Bank & Trust Company of Delhi, Louisiana Locations