Guaranty Bank & Trust Company of Delhi, Louisiana


Guaranty Bank & Trust Company of Delhi, Louisiana is an FDIC insured institution headquartered at 120 Oak St, Delhi, LA 71232.
It was founded in 1966 and has approximately $0 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - May 3, 2024

SAVINGS RATES APY MIN
Savings
0.10% $10 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.60% $1,000 Compare
18 Mo CD
0.70% $1,000 Compare
24 Mo CD
0.80% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $1,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.15% $1

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19638
Date Established 1966
Assets $ 396.05 million
Loans $ 297.61 million
Deposits $ 333.93 million
Capital $ 32.57 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 66.69 million
Interest-bearing balances $ 55.31 million
Total securities $ 18.11 million
Federal funds sold and reverse repurchase $ 4.35 million
Net loans and leases $ 297.61 million
Loan loss allowance $ 3.09 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.42 million
Goodwill and other intangibles N.A.
All other assets $ 3.81 million
     Total Assets $ 363.48 million

LIABILITIES
Total deposits $ 333.93 million
      Interest-bearing deposits $ 239.37 million
      Deposits held in domestic offices $ 333.93 million
      % insured (estimated) 68.02%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 11.09 million
Subordinated debt N.A.
All other liabilities $ 0.80 millionn
      Total Liabilities $ 363.48 million
      Shareholders’ Equity $ 32.57 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 22.57 million
Total Interest Expense $ 7.15 million
Net interest income $ 15.42 million
Provision for loan and lease losses $ 0.51 million
Total non interest income $ 2.03 million
Total non interest expense $ 10.01 million
Pre-tax Net Operating Income $ 3.13 million

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Branches

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Guaranty Bank & Trust Company of Delhi, Louisiana Locations