Banks | HarborOne Bank

HarborOne Bank

HarborOne Bank is an FDIC insured institution headquartered at 68 Legion Pkwy, Brockton, MA 02301.
It was founded in 2013 and has approximately $6 billion in assets. Customers can open an account at one of its 17 branches.

Deposit Rates - July 07, 2025

SAVINGS RATES	APY	MIN
SAV	0.02%	$5	Compare
SAV	0.10%	$5,000	Compare
SAV	1.07%	$25,000	Compare
SAV	2.32%	$100,000	Compare

CD RATES	APY	MIN
3 Mo CD	3.00%	$1,000	Compare
6 Mo CD	3.75%	$1,000	Compare
9 Mo CD	3.00%	$1,000	Compare
12 Mo CD	3.50%	$1,000	Compare
13 Mo CD	4.00%	$1,000	Compare
18 Mo CD	3.65%	$1,000	Compare
24 Mo CD	3.50%	$1,000	Compare
30 Mo CD	3.00%	$1,000	Compare
35 Mo CD	3.00%	$1,000	Compare
36 Mo CD	3.75%	$1,000	Compare
46 Mo CD	3.00%	$1,000	Compare
48 Mo CD	3.00%	$1,000	Compare
57 Mo CD	3.00%	$1,000	Compare
60 Mo CD	3.00%	$1,000	Compare

MM RATES	APY	MIN
Money Market	0.02%	$0	Compare
Money Market	0.05%	$5,000	Compare
Money Market	0.10%	$25,000	Compare
Money Market	0.35%	$100,000	Compare

PREMM RATES	APY	MIN
Premium Money Market	1.67%	$25,000	Compare
Premium Money Market	3.42%	$50,000	Compare
Premium Money Market	3.77%	$250,000	Compare
Premium Money Market	3.42%	$500,000	Compare

FIXED IRA RATES	APY	MIN
13 Mo FIRA	4.00%	$500
36 Mo FIRA	3.75%	$500

INT CHECKING RATES	APY	MIN
INTCK	0.02%	$0
INTCK	0.05%	$100

Loan Rates - July 07, 2025

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	8.49%	Varies
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
Compare with RATE Line of Credit from PenFed Credit Union
5 Year Loan	8.50%	$2,039.63
10 Year Loan	8.75%	$1,239.86
15 Year Loan	9.00%	$999.45

See Other Home Equity Rates →

AUTO LOAN RATES	APR(%)	MONTHLY PAYMENT
5 Year	6.14%	$484.95

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 59070
Date Established	2013
Assets	$ 5.75 billion
Loans	$ 4.83 billion
Deposits	$ 4.58 billion
Capital	$ 537.88 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions	$ 236.82 million
Interest-bearing balances	$ 188.63 million
Total securities	$ 283.53 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 4.83 billion
Loan loss allowance	$ 56.10 million
Trading account assets	$ 23.02 million
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	$ 104.30 million
All other assets	$ 165.65 million
Total Assets	$ 5.22 billion

LIABILITIES
Total deposits	$ 4.58 billion
Interest-bearing deposits	$ 3.88 billion
Deposits held in domestic offices	$ 4.58 billion
% insured (estimated)"	72.17%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	$ 23.02 million
Other borrowed funds	$ 105.69 million
Subordinated debt	N.A.
All other liabilities	$ 97.09 millionn
Total Liabilities	$ 5.22 billion
Shareholders’ Equity	$ 537.88 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income	$ 271.85 million
Total Interest Expense	$ 145.80 million
Net interest income	$ 126.05 million
Provision for loan and lease losses	$ 8.28 million
Total non interest income	$ 49.07 million
Total non interest expense	$ 131.59 million
Pre-tax Net Operating Income	$ 32.75 million

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Branches

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