HarborOne Bank
HarborOne Bank is an FDIC insured institution headquartered at
68 Legion Pkwy, Brockton, MA 02301.
It was founded in
2013 and has approximately $6 billion in assets. Customers can open an account at one of its 17 branches.
Deposit Rates - October 25, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.01% | $5 | Compare |
|
SAV
|
0.10% | $5,000 | Compare |
|
SAV
|
1.00% | $25,000 | Compare |
|
SAV
|
2.20% | $100,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.00% | $1,000 | Compare |
|
6 Mo CD
|
3.75% | $1,000 | Compare |
|
9 Mo CD
|
3.00% | $1,000 | Compare |
|
12 Mo CD
|
3.50% | $1,000 | Compare |
|
13 Mo CD
|
4.00% | $1,000 | Compare |
|
18 Mo CD
|
3.65% | $1,000 | Compare |
|
24 Mo CD
|
3.50% | $1,000 | Compare |
|
30 Mo CD
|
3.00% | $1,000 | Compare |
|
35 Mo CD
|
3.00% | $1,000 | Compare |
|
36 Mo CD
|
3.75% | $1,000 | Compare |
|
46 Mo CD
|
3.00% | $1,000 | Compare |
|
48 Mo CD
|
3.00% | $1,000 | Compare |
|
57 Mo CD
|
3.00% | $1,000 | Compare |
|
60 Mo CD
|
3.00% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.02% | $0 | Compare |
|
Money Market
|
0.05% | $5,000 | Compare |
|
Money Market
|
0.10% | $25,000 | Compare |
|
Money Market
|
0.35% | $100,000 | Compare |
| PREMM RATES | APY | MIN | |
|---|---|---|---|
|
Premium Money Market
|
1.67% | $25,000 | Compare |
|
Premium Money Market
|
3.42% | $50,000 | Compare |
|
Premium Money Market
|
3.77% | $250,000 | Compare |
|
Premium Money Market
|
3.42% | $500,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
13 Mo FIRA
|
4.00% | $500 |
|
36 Mo FIRA
|
3.75% | $500 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.02% | $0 |
|
INTCK
|
0.05% | $100 |
Loan Rates - October 25, 2025
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
8.49% | Varies | ||
Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
||||
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
|
||||
Compare with 7.5 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with RATE Line of Credit from PenFed Credit Union
|
||||
|
5 Year Loan
|
8.50% | $2,039.63 | ||
|
10 Year Loan
|
8.75% | $1,239.86 | ||
|
15 Year Loan
|
9.00% | $999.45 | ||
| AUTO LOAN RATES | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
5 Year
|
6.14% | $484.95 |
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 59070 |
| Date Established | 2013 |
| Assets | $ 5.61 billion |
| Loans | $ 4.71 billion |
| Deposits | $ 4.52 billion |
| Capital | $ 540.47 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 213.11 million |
| Interest-bearing balances | $ 155.83 million |
| Total securities | $ 306.48 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 4.71 billion |
| Loan loss allowance | $ 47.96 million |
| Trading account assets | $ 17.29 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 100.59 million |
| All other assets | $ 165.65 million |
| Total Assets | $ 5.07 billion |
| LIABILITIES | |
| Total deposits | $ 4.52 billion |
| Interest-bearing deposits | $ 3.80 billion |
| Deposits held in domestic offices | $ 4.52 billion |
| % insured (estimated)" | 71.97% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 17.29 million |
| Other borrowed funds | $ 105.69 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 97.09 millionn |
| Total Liabilities | $ 5.07 billion |
| Shareholders’ Equity | $ 540.47 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 130.26 million |
| Total Interest Expense | $ 65.36 million |
| Net interest income | $ 64.90 million |
| Provision for loan and lease losses | $ 2.12 million |
| Total non interest income | $ 22.69 million |
| Total non interest expense | $ 66.50 million |
| Pre-tax Net Operating Income | $ 32.75 million |
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