Heartland Bank


Heartland Bank ACH Number: 044109336

Heartland Bank is an FDIC insured institution headquartered at 430 N Hamilton Rd, Whitehall, OH 43213.
It was founded in 1911 and has approximately $2 billion in assets. Customers can open an account at one of its 23 branches.

Deposit Rates - April 30, 2024

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.13% $10,000 Compare
6 Mo CD
0.13% $100,000 Compare
Special: 12 Mo CD
0.75% $5,000 Compare
12 Mo CD
0.55% $10,000 Compare
12 Mo CD
0.55% $100,000 Compare
18 Mo CD
0.75% $10,000 Compare
18 Mo CD
0.75% $100,000 Compare
24 Mo CD
1.00% $10,000 Compare
24 Mo CD
1.00% $100,000 Compare
30 Mo CD
1.00% $10,000 Compare
30 Mo CD
1.00% $100,000 Compare
36 Mo CD
1.00% $10,000 Compare
36 Mo CD
1.00% $100,000 Compare
48 Mo CD
1.10% $10,000 Compare
48 Mo CD
1.10% $100,000 Compare
60 Mo CD
1.30% $10,000 Compare
60 Mo CD
1.30% $100,000 Compare
MM RATES APY MIN
Money Market
0.03% $2,500 Compare
Money Market
0.08% $10,000 Compare
Money Market
0.25% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.02% $2,500

Public Note:

Heartland Bank is a community bank serving clients in Central OH and the Greater Cincinnati region. Offering personal checking and savings accounts, business banking accounts, mortgage and loan services, lending solutions, and financial planning through Heartland Planning Associates, Heartland Bank strives to meet the needs of individual, commercial, and small business clients. With competitive rates and access to 40,000+ surcharge-free ATMs and mobile banking, Heartland’s clients enjoy financial flexibility with exceptional customer service to complement the 20 full-service branch locations.

September 21, 2023

Overview 2024

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9443
Date Established 1911
Assets $ 1,880.65 million
Loans $ 1,531.77 million
Deposits $ 1,656.77 million
Capital $ 175.65 million

Summary Balance Sheet as of June 30, 2023

ASSETS
Cash & Balances due from depository institutions $ 36.42 million
Interest-bearing balances $ 19.92 million
Total securities $ 211.12 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,531.77 million
Loan loss allowance $ 17.93 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 14.91 million
All other assets $ 42.14 million
     Total Assets $ 1,705.00 million

LIABILITIES
Total deposits $ 1,656.77 million
      Interest-bearing deposits $ 1,164.34 million
      Deposits held in domestic offices $ 1,656.77 million
      % insured (estimated) 63.36%
Federal funds purchased and repurchase agreements $ 4.58 million
Trading liabilities N.A.
Other borrowed funds $ 7.00 million
Subordinated debt N.A.
All other liabilities $ 8.75 millionn
      Total Liabilities $ 1,705.00 million
      Shareholders’ Equity $ 175.65 million

Summary Income Statement as of June 30, 2023

INCOME AND EXPENSES
Total Interest Income $ 92.22 million
Total Interest Expense $ 30.08 million
Net interest income $ 62.14 million
Provision for loan and lease losses $ 2.60 million
Total non interest income $ 10.96 million
Total non interest expense $ 45.00 million
Pre-tax Net Operating Income $ 10.72 million

Heartland Bank's History

Heartland Bank, rooted in Croton, Ohio, began as Croton Bank, serving local farmers. Tiney M. McComb transformed it into Heartland Bank in 1988 and led as President for nearly 20 years. His son, Gregory Scott McComb, took over as CEO in 2009 and later became Chairman. Heartland Bank expanded with branches in Pickerington (2015), Hilliard (2016), Clintonville (2017), Whitehall (2018), Upper Arlington (2019), and Delaware (2023). They also built a 60,000-square-foot Corporate Center in Whitehall in 2018. In April 2020, Heartland Bank acquired Victory Community Bank, expanding into Northern Kentucky and Greater Cincinnati, with its first Cincinnati branch opening in Kenwood in December 2022.

*Should any logos, images or public notes appear on this page,they do so courtesy of Heartland Bank and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.

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Heartland Bank Locations