Union Savings Bank
Union Savings Bank is an FDIC insured institution headquartered at
8805 Governors Hill Dr, Cincinnati, OH 45249.
It was founded in
1904 and has approximately $4 billion in assets. Customers can open an account at one of its 30 branches.
Deposit Rates - March 10, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.15% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $10,000 | Compare |
|
6 Mo CD
|
0.35% | $10,000 | Compare |
|
6 Mo CD
|
0.40% | $100,000 | Compare |
|
6 Mo CD
|
0.35% | $100,000 | Compare |
|
12 Mo CD
|
0.60% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.60% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
18 Mo CD
|
0.75% | $10,000 | Compare |
|
18 Mo CD
|
0.65% | $10,000 | Compare |
|
18 Mo CD
|
0.75% | $100,000 | Compare |
|
18 Mo CD
|
0.65% | $100,000 | Compare |
|
24 Mo CD
|
0.85% | $10,000 | Compare |
|
24 Mo CD
|
0.70% | $10,000 | Compare |
|
24 Mo CD
|
0.85% | $100,000 | Compare |
|
24 Mo CD
|
0.70% | $100,000 | Compare |
|
30 Mo CD
|
0.95% | $10,000 | Compare |
|
30 Mo CD
|
0.75% | $10,000 | Compare |
|
30 Mo CD
|
0.95% | $100,000 | Compare |
|
30 Mo CD
|
0.75% | $100,000 | Compare |
|
36 Mo CD
|
1.05% | $10,000 | Compare |
|
36 Mo CD
|
0.80% | $10,000 | Compare |
|
36 Mo CD
|
1.05% | $100,000 | Compare |
|
36 Mo CD
|
0.80% | $100,000 | Compare |
|
48 Mo CD
|
1.15% | $10,000 | Compare |
|
48 Mo CD
|
0.90% | $10,000 | Compare |
|
48 Mo CD
|
1.15% | $100,000 | Compare |
|
48 Mo CD
|
0.90% | $100,000 | Compare |
|
60 Mo CD
|
1.25% | $10,000 | Compare |
|
60 Mo CD
|
1.00% | $10,000 | Compare |
|
60 Mo CD
|
1.25% | $100,000 | Compare |
|
60 Mo CD
|
1.00% | $100,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.10% | $2,500 |
Loan Rates - March 10, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
5.81% | $2,754.93 |
|
20 Year Fixed Conforming
|
6.05% | $2,395.64 |
|
30 Year Fixed Conforming
|
6.29% | $2,084.03 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
5.81% | $2,754.93 |
|
20 Year Fixed Conforming
|
6.05% | $2,395.64 |
|
30 Year Fixed Conforming
|
6.29% | $2,084.03 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 32296 |
| Date Established | 1904 |
| Assets | $ 4.08 billion |
| Loans | $ 3.59 billion |
| Deposits | $ 3.41 billion |
| Capital | $ 411.43 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 224.47 million |
| Interest-bearing balances | $ 193.99 million |
| Total securities | $ 7.91 million |
| Federal funds sold and reverse repurchase | $ 1.23 million |
| Net loans and leases | $ 3.59 billion |
| Loan loss allowance | $ 28.54 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 76.41 million |
| All other assets | $ 117.28 million |
| Total Assets | $ 3.67 billion |
| LIABILITIES | |
| Total deposits | $ 3.41 billion |
| Interest-bearing deposits | $ 3.17 billion |
| Deposits held in domestic offices | $ 3.41 billion |
| % insured (estimated)" | 86.26% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 50.72 millionn |
| Total Liabilities | $ 3.67 billion |
| Shareholders’ Equity | $ 411.43 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 161.89 million |
| Total Interest Expense | $ 89.74 million |
| Net interest income | $ 72.15 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 33.57 million |
| Total non interest expense | $ 55.42 million |
| Pre-tax Net Operating Income | $ 27.09 million |
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