
Heritage Bank National Association
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Heritage Bank National Association Locations
Deposit Rates - March 3, 2021
SAVINGS RATES | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.19% | $100,000 | - | Compare |
SAV
|
0.49% | $230,000 | - | Compare |
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Overview 2021
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 19254 |
Date Established | 1964 |
Assets | $ 485.49 million |
Loans | $ 375.96 million |
Deposits | $ 366.63 million |
Capital | $ 46.61 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 25.80 million |
Interest-bearing balances | $ 14.92 million |
Total securities | $ 60.88 million |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 375.96 million |
Loan loss allowance | $ 3.98 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 2.52 million |
All other assets | $ 14.97 million |
Total Assets | $ 438.88 million |
LIABILITIES | |
Total deposits | $ 366.63 million |
Interest-bearing deposits | $ 278.24 million |
Deposits held in domestic offices | $ 366.63 million |
% insured (estimated) | 78.51% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 65.08 million |
Subordinated debt | N.A. |
All other liabilities | $ 7.17 millionn |
Total Liabilities | $ 438.88 million |
Shareholders’ Equity | $ 46.61 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 17.51 million |
Total Interest Expense | $ 2.42 million |
Net interest income | $ 15.09 million |
Provision for loan and lease losses | $ 0.55 million |
Total non interest income | $ 3.89 million |
Total non interest expense | $ 13.29 million |
Pre-tax Net Operating Income | $ 5.14 million |
Heritage Bank National Association is an FDIC insured institution headquartered at
110 W South St, Spicer, MN 56288.
It was founded in
1964 and has approximately $0 billion in
assets. Customers can open an account at one of its 7 branches.
*Should any logos, images or public notes appear on this page,they do so courtesy of Heritage Bank National Association and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1ONLINE SAVINGSBank-$50,000N.A.0.19%1.67x (National Avg. - 0.11%)$100,000-SCENARIO
Year Rate
0.19%Annual
InterestAnnual Interest
(After Tax)1 50,000 95 67 2 50,095 95 67 3 50,190 95 67 4 50,286 96 67 5 50,381 96 67 6 50,477 96 67 7 50,573 96 67 8 50,669 96 67 9 50,765 96 68 10 50,862 97 68 11 50,958 97 68 12 51,055 97 68 13 51,152 97 68 14 51,249 97 68 15 51,347 98 68 16 51,444 98 68 17 51,542 98 69 18 51,640 98 69 19 51,738 98 69 20 51,836 98 69 TOTAL $1,935 $1,354 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.0.50%4.39x (National Avg. - 0.11%)$0-SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671