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- USAA Federal Savings Bank
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- Southwest Heritage Bank
- Goldwater Bank, N.A.
- Gateway Commercial Bank
- Mission Bank
- Integro Bank
- Scottsdale Community Bank
- Gainey Business Bank
- West Valley National Bank
Institution for Savings in Newburyport and Its Vicinity
Institution for Savings in Newburyport and Its Vicinity is an FDIC insured institution headquartered at
93 State St, Newburyport, MA 01950.
It was founded in
1820 and has approximately $5 billion in assets. Customers can open an account at one of its 16 branches.
Deposit Rates - August 24, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.25% | $10 | Compare |
|
SAV
|
0.50% | $10,000 | Compare |
|
SAV
|
1.80% | $25,001 | Compare |
|
SAV
|
0.40% | $50,000 | Compare |
|
SAV
|
3.50% | $100,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
2.25% | $500 | Compare |
|
6 Mo CD
|
2.25% | $500 | Compare |
|
7 Mo CD
|
0.50% | $500 | Compare |
|
9 Mo CD
|
2.25% | $500 | Compare |
|
9 Mo CD
|
0.25% | $50,000 | Compare |
|
11 Mo CD
|
5.25% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $500 | Compare |
|
15 Mo CD
|
2.25% | $500 | Compare |
|
18 Mo CD
|
2.25% | $500 | Compare |
|
20 Mo CD
|
2.25% | $500 | Compare |
|
23 Mo CD
|
3.75% | $500 | Compare |
|
24 Mo CD
|
2.25% | $500 | Compare |
|
30 Mo CD
|
2.25% | $500 | Compare |
|
36 Mo CD
|
2.25% | $500 | Compare |
|
40 Mo CD
|
2.25% | $500 | Compare |
|
48 Mo CD
|
2.25% | $500 | Compare |
|
60 Mo CD
|
2.25% | $500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.50% | $0 | Compare |
|
Money Market
|
1.50% | $1,000 | Compare |
|
Money Market
|
3.00% | $250,000 | Compare |
|
Money Market
|
0.30% | $250,001 | Compare |
|
Money Market
|
1.85% | $500,000 | Compare |
|
Money Market
|
0.40% | $500,001 | Compare |
|
Money Market
|
2.00% | $1,000,000 | Compare |
|
Money Market
|
3.25% | $2,000,000 | Compare |
|
Money Market
|
2.00% | $2,000,001 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.25% | $0 |
|
INTCK
|
0.25% | $1 |
|
INTCK
|
0.25% | $100,000 |
|
INTCK
|
0.35% | $250,000 |
|
INTCK
|
0.50% | $500,000 |
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 90250 |
| Date Established | 1820 |
| Assets | $ 5.37 billion |
| Loans | $ 4.19 billion |
| Deposits | $ 3.18 billion |
| Capital | $ 668.19 million |
Summary Balance Sheet as of December 31, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 171.26 million |
| Interest-bearing balances | $ 158.81 million |
| Total securities | $ 660.76 million |
| Federal funds sold and reverse repurchase | $ 6.75 million |
| Net loans and leases | $ 4.19 billion |
| Loan loss allowance | $ 14.34 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 9.44 million |
| All other assets | $ 181.67 million |
| Total Assets | $ 4.70 billion |
| LIABILITIES | |
| Total deposits | $ 3.18 billion |
| Interest-bearing deposits | $ 2.99 billion |
| Deposits held in domestic offices | $ 3.18 billion |
| % insured (estimated)" | 72.78% |
| Federal funds purchased and repurchase agreements | $ 3.52 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 355.36 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.57 millionn |
| Total Liabilities | $ 4.70 billion |
| Shareholders’ Equity | $ 668.19 million |
Summary Income Statement as of December 31, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 205.77 million |
| Total Interest Expense | $ 147.37 million |
| Net interest income | $ 58.40 million |
| Provision for loan and lease losses | $ 0.25 million |
| Total non interest income | $ 8.85 million |
| Total non interest expense | $ 57.20 million |
| Pre-tax Net Operating Income | $ 23.51 million |
Customer Reviews for Institution for Savings in Newburyport and Its Vicinity
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