M C Bank & Trust Company


M C Bank & Trust Company is an FDIC insured institution headquartered at 1201 Brashear Ave, Morgan City, LA 70380.
It was founded in 1955 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - April 25, 2025

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17388
Date Established 1955
Assets $ 431.00 million
Loans $ 319.17 million
Deposits $ 342.94 million
Capital $ 75.78 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 38.95 million
Interest-bearing balances $ 33.41 million
Total securities $ 37.92 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 319.17 million
Loan loss allowance $ 5.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.42 million
Goodwill and other intangibles $ 1.24 million
All other assets $ 4.95 million
     Total Assets $ 355.23 million

LIABILITIES
Total deposits $ 342.94 million
      Interest-bearing deposits $ 260.87 million
      Deposits held in domestic offices $ 342.94 million
      % insured (estimated)" 70.26%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.18 millionn
      Total Liabilities $ 355.23 million
      Shareholders’ Equity $ 75.78 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 24.96 million
Total Interest Expense $ 8.05 million
Net interest income $ 16.91 million
Provision for loan and lease losses $ 0.18 million
Total non interest income $ 1.66 million
Total non interest expense $ 14.51 million
Pre-tax Net Operating Income $ 1.68 million

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Branches

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M C Bank & Trust Company Locations