M C Bank & Trust Company


M C Bank & Trust Company is an FDIC insured institution headquartered at 1201 Brashear Ave, Morgan City, LA 70380.
It was founded in 1955 and has approximately $0 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - February 02, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 17388
Date Established 1955
Assets $ 478.79 million
Loans $ 306.78 million
Deposits $ 386.58 million
Capital $ 79.85 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 98.07 million
Interest-bearing balances $ 93.07 million
Total securities $ 37.49 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 306.78 million
Loan loss allowance $ 5.05 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.25 million
Goodwill and other intangibles $ 1.24 million
All other assets $ 4.95 million
     Total Assets $ 398.95 million

LIABILITIES
Total deposits $ 386.58 million
      Interest-bearing deposits $ 296.16 million
      Deposits held in domestic offices $ 386.58 million
      % insured (estimated)" 64.84%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.18 millionn
      Total Liabilities $ 398.95 million
      Shareholders’ Equity $ 79.85 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 19.43 million
Total Interest Expense $ 5.88 million
Net interest income $ 13.55 million
Provision for loan and lease losses $ 0.01 million
Total non interest income $ 1.48 million
Total non interest expense $ 10.83 million
Pre-tax Net Operating Income $ 1.68 million

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Branches

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M C Bank & Trust Company Locations