Meridian Bank
ACH Number: 31919212
Meridian Bank is an FDIC insured institution headquartered at
220 W. Lancaster Avenue, Wayne, PA 19087.
It was founded in
2004 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.
It was founded in 2004 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.
Deposit Rates - November 10, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.50% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $10,000 | Compare |
|
6 Mo CD
|
0.40% | $100,000 | Compare |
|
12 Mo CD
|
0.50% | $10,000 | Compare |
|
12 Mo CD
|
0.50% | $100,000 | Compare |
|
Special: 18 Mo CD
|
0.55% | $1,000 | Compare |
|
18 Mo CD
|
0.55% | $10,000 | Compare |
|
18 Mo CD
|
0.55% | $100,000 | Compare |
|
24 Mo CD
|
0.55% | $10,000 | Compare |
|
24 Mo CD
|
0.55% | $100,000 | Compare |
|
30 Mo CD
|
0.55% | $10,000 | Compare |
|
30 Mo CD
|
0.55% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.60% | $100,000 | Compare |
|
48 Mo CD
|
0.65% | $10,000 | Compare |
|
48 Mo CD
|
0.65% | $100,000 | Compare |
|
60 Mo CD
|
0.75% | $10,000 | Compare |
|
60 Mo CD
|
0.75% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.50% | $2,500 | Compare |
|
Money Market
|
0.50% | $10,000 | Compare |
|
Money Market
|
0.50% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.25% | $2,500 |
Loan Rates - November 10, 2025
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57777 |
| Date Established | 2004 |
| Assets | $ 2.51 billion |
| Loans | $ 2.13 billion |
| Deposits | $ 2.11 billion |
| Capital | $ 228.13 million |
Summary Balance Sheet as of June 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 50.17 million |
| Interest-bearing balances | $ 27.99 million |
| Total securities | $ 222.67 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 2.13 billion |
| Loan loss allowance | $ 20.85 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.72 million |
| Goodwill and other intangibles | $ 3.64 million |
| All other assets | $ 61.43 million |
| Total Assets | $ 2.28 billion |
| LIABILITIES | |
| Total deposits | $ 2.11 billion |
| Interest-bearing deposits | $ 1,873.33 million |
| Deposits held in domestic offices | $ 2.11 billion |
| % insured (estimated)" | 67.31% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 59.14 million |
| Subordinated debt | $ 0.62 million |
| All other liabilities | $ 29.42 millionn |
| Total Liabilities | $ 2.28 billion |
| Shareholders’ Equity | $ 228.13 million |
Summary Income Statement as of June 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 80.38 million |
| Total Interest Expense | $ 37.23 million |
| Net interest income | $ 43.15 million |
| Provision for loan and lease losses | $ 9.02 million |
| Total non interest income | $ 18.40 million |
| Total non interest expense | $ 39.47 million |
| Pre-tax Net Operating Income | $ 16.00 million |
Customer Reviews for Meridian Bank
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