Meridian Bank

Meridian Bank ACH Number: 31919212

Meridian Bank is an FDIC insured institution headquartered at 220 W. Lancaster Avenue, Wayne, PA 19087.
It was founded in 2004 and has approximately $3 billion in assets. Customers can open an account at one of its 7 branches.

Deposit Rates - October 27, 2025

SAVINGS RATES	APY	MIN
Savings	0.50%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.40%	$10,000	Compare
6 Mo CD	0.40%	$100,000	Compare
12 Mo CD	0.50%	$10,000	Compare
12 Mo CD	0.50%	$100,000	Compare
Special: 18 Mo CD	0.55%	$1,000	Compare
18 Mo CD	0.55%	$10,000	Compare
18 Mo CD	0.55%	$100,000	Compare
24 Mo CD	0.55%	$10,000	Compare
24 Mo CD	0.55%	$100,000	Compare
30 Mo CD	0.55%	$10,000	Compare
30 Mo CD	0.55%	$100,000	Compare
36 Mo CD	0.60%	$10,000	Compare
36 Mo CD	0.60%	$100,000	Compare
48 Mo CD	0.65%	$10,000	Compare
48 Mo CD	0.65%	$100,000	Compare
60 Mo CD	0.75%	$10,000	Compare
60 Mo CD	0.75%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.50%	$2,500	Compare
Money Market	0.50%	$10,000	Compare
Money Market	0.50%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.25%	$2,500

Loan Rates - October 27, 2025

HOME EQUITY RATES	APR(%)	MONTHLY PAYMENT
Line of Credit	7.50%	Varies
Compare with 6.99 RATE Line of Credit from Third Federal Savings and Loan
Compare with 7.5 RATE Line of Credit from Four Leaf Federal Credit Union
Compare with RATE Line of Credit from PenFed Credit Union

See Other Home Equity Rates →

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 57777
Date Established	2004
Assets	$ 2.51 billion
Loans	$ 2.13 billion
Deposits	$ 2.11 billion
Capital	$ 228.13 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions	$ 50.17 million
Interest-bearing balances	$ 27.99 million
Total securities	$ 222.67 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 2.13 billion
Loan loss allowance	$ 20.85 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.72 million
Goodwill and other intangibles	$ 3.64 million
All other assets	$ 61.43 million
Total Assets	$ 2.28 billion

LIABILITIES
Total deposits	$ 2.11 billion
Interest-bearing deposits	$ 1,873.33 million
Deposits held in domestic offices	$ 2.11 billion
% insured (estimated)"	67.31%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 59.14 million
Subordinated debt	$ 0.62 million
All other liabilities	$ 29.42 millionn
Total Liabilities	$ 2.28 billion
Shareholders’ Equity	$ 228.13 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income	$ 80.38 million
Total Interest Expense	$ 37.23 million
Net interest income	$ 43.15 million
Provision for loan and lease losses	$ 9.02 million
Total non interest income	$ 18.40 million
Total non interest expense	$ 39.47 million
Pre-tax Net Operating Income	$ 16.00 million

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