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Metro City Bank


Metro City Bank is an FDIC insured institution headquartered at 5114 Buford Hwy Ne, Doraville, GA 30340.
It was founded in 2006 and has approximately $4 billion in assets. Customers can open an account at one of its 15 branches.

Deposit Rates - July 10, 2025

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6 Mo CD
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18 Mo CD
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24 Mo CD
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36 Mo CD
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48 Mo CD
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60 Mo CD
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Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58181
Date Established 2006
Assets $ 3.64 billion
Loans $ 3.15 billion
Deposits $ 2.77 billion
Capital $ 425.32 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 254.49 million
Interest-bearing balances $ 230.29 million
Total securities $ 33.87 million
Federal funds sold and reverse repurchase $ 12.74 million
Net loans and leases $ 3.15 billion
Loan loss allowance $ 18.59 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.71 million
Goodwill and other intangibles $ 1.48 million
All other assets $ 124.21 million
     Total Assets $ 3.22 billion

LIABILITIES
Total deposits $ 2.77 billion
      Interest-bearing deposits $ 2.20 billion
      Deposits held in domestic offices $ 2.77 billion
      % insured (estimated)" 75.74%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 375.40 million
Subordinated debt N.A.
All other liabilities $ 30.49 millionn
      Total Liabilities $ 3.22 billion
      Shareholders’ Equity $ 425.32 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 52.52 million
Total Interest Expense $ 21.98 million
Net interest income $ 30.54 million
Provision for loan and lease losses $ 0.14 million
Total non interest income $ 5.38 million
Total non interest expense $ 13.80 million
Pre-tax Net Operating Income $ 48.53 million

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