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Mid America Bank

Mid America Bank is an FDIC insured institution headquartered at 1511 Friendship Rd, Jefferson City, MO 65101.
It was founded in 1914 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.10%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.10%	$10,000	Compare
6 Mo CD	0.10%	$100,000	Compare
12 Mo CD	0.25%	$10,000	Compare
12 Mo CD	0.25%	$100,000	Compare
Special: 15 Mo CD	0.50%	$5,000	Compare
18 Mo CD	0.35%	$10,000	Compare
18 Mo CD	0.35%	$100,000	Compare
24 Mo CD	0.40%	$10,000	Compare
24 Mo CD	0.40%	$100,000	Compare
30 Mo CD	0.45%	$10,000	Compare
30 Mo CD	0.45%	$100,000	Compare
Special: 34 Mo CD	0.75%	$5,000	Compare
36 Mo CD	0.55%	$10,000	Compare
36 Mo CD	0.55%	$100,000	Compare
48 Mo CD	0.65%	$10,000	Compare
48 Mo CD	0.65%	$100,000	Compare
Special: 54 Mo CD	0.95%	$5,000	Compare
60 Mo CD	0.70%	$10,000	Compare
60 Mo CD	0.70%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.05%	$2,500	Compare
Money Market	0.10%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

INT CHECKING RATES	APY	MIN
Int Ckg	0.05%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 11459
Date Established	1914
Assets	$ 1,110.59 million
Loans	$ 792.04 million
Deposits	$ 967.25 million
Capital	$ 130.66 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 132.25 million
Interest-bearing balances	$ 121.52 million
Total securities	$ 118.46 million
Federal funds sold and reverse repurchase	$ 17.65 million
Net loans and leases	$ 792.04 million
Loan loss allowance	$ 8.60 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.15 million
Goodwill and other intangibles	$ 13.10 million
All other assets	$ 13.15 million
Total Assets	$ 979.93 million

LIABILITIES
Total deposits	$ 967.25 million
Interest-bearing deposits	$ 706.87 million
Deposits held in domestic offices	$ 967.25 million
% insured (estimated)"	52.17%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 20.00 million
Subordinated debt	N.A.
All other liabilities	$ 1.98 millionn
Total Liabilities	$ 979.93 million
Shareholders’ Equity	$ 130.66 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 62.10 million
Total Interest Expense	$ 15.71 million
Net interest income	$ 46.39 million
Provision for loan and lease losses	$ 0.45 million
Total non interest income	$ 3.87 million
Total non interest expense	$ 26.08 million
Pre-tax Net Operating Income	$ 4.65 million

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Branches

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