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Millbury National Bank


Millbury National Bank is an FDIC insured institution headquartered at 18 Main St, Millbury, MA 01527.
It was founded in 1933 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - July 10, 2026

SAVINGS RATES APY MIN
SAV
3.25% $0 Compare
SAV
4.00% $10 Compare
CD RATES APY MIN
3 Mo CD
3.20% $1,000 Compare
6 Mo CD
0.40% $500 Compare
7 Mo CD
3.65% $500 Compare
12 Mo CD
0.05% $500 Compare
12 Mo CD
3.65% $501 Compare
24 Mo CD
2.52% $500 Compare
24 Mo CD
3.63% $501 Compare
36 Mo CD
2.52% $500 Compare
36 Mo CD
3.44% $501 Compare
MM RATES APY MIN
Money Market
2.69% $500 Compare
Money Market
4.06% $501 Compare
Money Market
5.45% $502 Compare




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2616
Date Established 1933
Assets $ 139.41 million
Loans $ 107.14 million
Deposits $ 112.53 million
Capital $ 12.96 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 6.95 million
Interest-bearing balances $ 6.51 million
Total securities $ 19.97 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 107.14 million
Loan loss allowance $ 0.61 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 2.30 million
     Total Assets $ 126.45 million

LIABILITIES
Total deposits $ 112.53 million
      Interest-bearing deposits $ 90.25 million
      Deposits held in domestic offices $ 112.53 million
      % insured (estimated)" 83.50%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 2.00 million
Subordinated debt N.A.
All other liabilities $ 0.83 millionn
      Total Liabilities $ 126.45 million
      Shareholders’ Equity $ 12.96 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 9.39 million
Total Interest Expense $ 3.36 million
Net interest income $ 6.04 million
Provision for loan and lease losses $ 0.04 million
Total non interest income $ 0.16 million
Total non interest expense $ 4.78 million
Pre-tax Net Operating Income $ 0.51 million

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