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Millbury National Bank

Millbury National Bank is an FDIC insured institution headquartered at 18 Main St, Millbury, MA 01527.
It was founded in 1933 and has approximately $0 billion in assets. Customers can open an account at one of its 2 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
SAV	3.25%	$0	Compare
SAV	4.00%	$10	Compare

CD RATES	APY	MIN
3 Mo CD	3.20%	$1,000	Compare
6 Mo CD	0.40%	$500	Compare
7 Mo CD	3.65%	$500	Compare
12 Mo CD	0.05%	$500	Compare
12 Mo CD	3.65%	$501	Compare
24 Mo CD	2.52%	$500	Compare
24 Mo CD	3.63%	$501	Compare
36 Mo CD	2.52%	$500	Compare
36 Mo CD	3.44%	$501	Compare

MM RATES	APY	MIN
Money Market	2.69%	$500	Compare
Money Market	4.06%	$501	Compare
Money Market	5.45%	$502	Compare

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 2616
Date Established	1933
Assets	$ 139.41 million
Loans	$ 107.14 million
Deposits	$ 112.53 million
Capital	$ 12.96 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 6.95 million
Interest-bearing balances	$ 6.51 million
Total securities	$ 19.97 million
Federal funds sold and reverse repurchase	N.A.
Net loans and leases	$ 107.14 million
Loan loss allowance	$ 0.61 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	N.A.
Goodwill and other intangibles	N.A.
All other assets	$ 2.30 million
Total Assets	$ 126.45 million

LIABILITIES
Total deposits	$ 112.53 million
Interest-bearing deposits	$ 90.25 million
Deposits held in domestic offices	$ 112.53 million
% insured (estimated)"	83.50%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	$ 2.00 million
Subordinated debt	N.A.
All other liabilities	$ 0.83 millionn
Total Liabilities	$ 126.45 million
Shareholders’ Equity	$ 12.96 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 9.39 million
Total Interest Expense	$ 3.36 million
Net interest income	$ 6.04 million
Provision for loan and lease losses	$ 0.04 million
Total non interest income	$ 0.16 million
Total non interest expense	$ 4.78 million
Pre-tax Net Operating Income	$ 0.51 million

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