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Miners & Merchants Bank


Miners & Merchants Bank is an FDIC insured institution headquartered at 16000 Appalachian Highway, Thomas, WV 26292.
It was founded in 1902 and has approximately $0 billion in assets. Customers can open an account at one of its 3 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.20% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.15% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.40% $100,000 Compare
24 Mo CD
0.30% $10,000 Compare
24 Mo CD
0.50% $100,000 Compare
36 Mo CD
0.40% $10,000 Compare
36 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.70% $10,000 Compare
60 Mo CD
1.00% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 13018
Date Established 1902
Assets $ 67.09 million
Loans $ 25.37 million
Deposits $ 57.85 million
Capital $ 9.11 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 7.36 million
Interest-bearing balances $ 6.59 million
Total securities $ 31.42 million
Federal funds sold and reverse repurchase $ 0.43 million
Net loans and leases $ 25.37 million
Loan loss allowance $ 0.15 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.26 million
     Total Assets $ 57.98 million

LIABILITIES
Total deposits $ 57.85 million
      Interest-bearing deposits $ 42.14 million
      Deposits held in domestic offices $ 57.85 million
      % insured (estimated)" 88.86%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.09 millionn
      Total Liabilities $ 57.98 million
      Shareholders’ Equity $ 9.11 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 2.10 million
Total Interest Expense $ 0.58 million
Net interest income $ 1.52 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.20 million
Total non interest expense $ 1.74 million
Pre-tax Net Operating Income $ 0.05 million

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