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National Cooperative Bank is an FDIC insured institution headquartered at
139 S High St, Hillsboro, OH 45133.
It was founded in
1988 and has approximately $4 billion in assets. Customers can open an account at one of its 4 branches.
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.36% | $2,500 | Compare |
|
12 Mo CD
|
3.36% | $2,500 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
3.56% | $5,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
|
1.16% | $0 |
| #1 Non-bank HELOC in the US, A+ BBB Rating | $0 |
|
Intro APR: 6.819 %
After Intro:6.819 % |
$25,000 |
|
Intro APR: 6.822 %
After Intro:6.822 % |
$25,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Spring EQ NMLS ID: 1464945 / Updated 2026-04-29 |
The leader for homeowners tapping cash from their homes since 2016. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-04-29 |
Home Equity Loans & Refinance – Cash out | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-04-29 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2026-04-29 |
Unlock Your Home's Potential | $0 |
| Cash in with a HELOC | $0 |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
0.000% |
$0
Fees & Points
$0 Total
0.000 Pts ($0) $0 Fees |
| 5.879% |
$1,868
Fees & Points
$4,499 Total
0.750 Pts ($2,400) $2,099 Fees |
Saxton Mortgage NMLS ID: 1717191 |
5.956% |
$1,893
Fees & Points
$2,895 Total
0.500 Pts ($1,600) $1,295 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.041% |
$1,893
Fees & Points
$5,914 Total
0.750 Pts ($2,400) $3,515 Fees |
| 6.070% |
$1,919
Fees & Points
$2,505 Total
0.750 Pts ($2,400) $105 Fees |
iheartloan Inc. NMLS ID: 2562839 |
6.073% |
$1,893
Fees & Points
$6,881 Total
0.500 Pts ($1,600) $5,281 Fees |
Northpointe Bank NMLS ID: 447490 |
6.116% |
$1,919
Fees & Points
$3,990 Total
0.811 Pts ($2,595) $1,395 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.162% |
$1,893
Fees & Points
$9,981 Total
0.994 Pts ($3,181) $6,800 Fees |
| 6.186% |
$1,945
Fees & Points
$2,125 Total
0.664 Pts ($2,125) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.194% |
$1,945
Fees & Points
$2,362 Total
0.738 Pts ($2,362) $0 Fees |
| 6.212% |
$1,945
Fees & Points
$3,053 Total
0.626 Pts ($2,003) $1,050 Fees |
| 6.225% |
$1,945
Fees & Points
$3,655 Total
0.756 Pts ($2,419) $1,236 Fees |
West Capital Lending NMLS ID: 1566096 |
6.251% |
$1,945
Fees & Points
$4,303 Total
0.940 Pts ($3,008) $1,295 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.265% |
$1,945
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
Better.com NMLS ID: 330511 |
6.336% |
$1,971
Fees & Points
$2,925 Total
0.603 Pts ($1,930) $995 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.429% |
$1,997
Fees & Points
$1,824 Total
0.570 Pts ($1,824) $0 Fees |
New American Funding, LLC. NMLS ID: 6606 |
6.593% |
$2,023
Fees & Points
$3,110 Total
0.972 Pts ($3,110) $0 Fees |
SoFi NMLS ID: 696891 |
6.616% |
$2,021
Fees & Points
$4,209 Total
0.848 Pts ($2,714) $1,495 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 32612 |
| Date Established | 1988 |
| Assets | $ 4.10 billion |
| Loans | $ 3.15 billion |
| Deposits | $ 3.50 billion |
| Capital | $ 451.45 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 316.81 million |
| Interest-bearing balances | $ 291.80 million |
| Total securities | $ 515.71 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 3.15 billion |
| Loan loss allowance | $ 28.48 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.77 million |
| Goodwill and other intangibles | $ 33.08 million |
| All other assets | $ 43.93 million |
| Total Assets | $ 3.65 billion |
| LIABILITIES | |
| Total deposits | $ 3.50 billion |
| Interest-bearing deposits | $ 3.00 billion |
| Deposits held in domestic offices | $ 3.50 billion |
| % insured (estimated)" | 42.86% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 75.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 24.40 millionn |
| Total Liabilities | $ 3.65 billion |
| Shareholders’ Equity | $ 451.45 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 223.25 million |
| Total Interest Expense | $ 92.39 million |
| Net interest income | $ 130.85 million |
| Provision for loan and lease losses | $ 1.89 million |
| Total non interest income | $ 46.80 million |
| Total non interest expense | $ 123.58 million |
| Pre-tax Net Operating Income | $ 10.20 million |
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