New York Community Bank
For information concerning My Banking Direct, a division of New York Community Bank online bank, please click here.
New York Community Bank is an FDIC insured institution headquartered at
102 Duffy Ave, Hicksville, NY 11801.
It was founded in
1859 and has approximately $63 billion in
assets. Customers can open an account at one of its 0 branches.
Deposit Rates - February 10, 2025
Featured Home Equity Rates
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Sponsored
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Rate
NMLS ID: 2611 / Updated 2025-02-07Intro APR: 9.000 %
After Intro:9.000 %
$25,000 -
Achieve Loans
NMLS ID: 1810501 / Updated 2024-11-20Intro APR: 10.625 %
After Intro:10.625 %
$0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2025-02-10Get cash now in exchange for a percentage of your homes future equity. $0 -
Tap Into the Equity of Your Home to Get The Cash You Need $0 -
Home Equity Line of Credit - Equal Housing Lender $0 -
Spring EQ
NMLS ID: 1464945 / Updated 2025-02-10The leader for homeowners tapping cash from their homes since 2016. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2025-02-10"Unlock Your Home's Potential" $0 -
New American Funding, LLC
NMLS ID: 6606 / Updated 2025-02-10Cash-Out and Home Equity Options Available. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2025-02-10Home Equity Loans & Refinance – Cash out $0 -
Upstart
NMLS ID: 2443873 / Updated 2025-02-10As low as 8.25% APR on your initial draw* $0 - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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6.415% $1,971 Fees & Points $5,706 Total
0.750 Pts ($2,400)
$3,306 Fees -
Evolve Capital Lending
NMLS ID: 18620636.444% $1,971 Fees & Points $6,595 Total
0.750 Pts ($2,400)
$4,195 Fees -
District Lending
NMLS ID: 18352856.494% $1,997 Fees & Points $4,000 Total
0.750 Pts ($2,400)
$1,600 Fees -
West Capital Lending
NMLS ID: 15660966.508% $1,997 Fees & Points $4,460 Total
0.847 Pts ($2,710)
$1,750 Fees -
6.513% $1,997 Fees & Points $4,650 Total
0.625 Pts ($2,000)
$2,650 Fees -
6.578% $2,021 Fees & Points $3,141 Total
0.666 Pts ($2,131)
$1,010 Fees -
Pure Rate Mortgage
NMLS ID: 25784746.584% $2,023 Fees & Points $2,810 Total
0.550 Pts ($1,760)
$1,050 Fees -
6.603% $2,023 Fees & Points $3,494 Total
0.750 Pts ($2,400)
$1,094 Fees -
6.630% $2,023 Fees & Points $4,345 Total
0.750 Pts ($2,400)
$1,945 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.704% $2,049 Fees & Points $2,627 Total
0.821 Pts ($2,627)
$0 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.741% $2,049 Fees & Points $3,849 Total
0.984 Pts ($3,149)
$700 Fees -
Northpointe Bank
NMLS ID: 4474906.741% $2,049 Fees & Points $3,833 Total
0.762 Pts ($2,438)
$1,395 Fees -
6.817% $2,076 Fees & Points $2,189 Total
0.684 Pts ($2,189)
$0 Fees -
7.089% $2,127 Fees & Points $3,379 Total
0.994 Pts ($3,181)
$198 Fees -
PenFed Credit Union
NMLS ID: 4018227.160% $2,129 Fees & Points $5,200 Total
0.625 Pts ($2,000)
$3,200 Fees -
Rocket Mortgage
NMLS ID: 30307.576% $2,238 Fees & Points $2,400 Total
0.750 Pts ($2,400)
$0 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Top Flite Financial
NMLS ID: 4181Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2025
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 16022 |
Date Established | 1859 |
Assets | $ 63.05 billion |
Loans | $ 48.77 billion |
Deposits | $ 41.81 billion |
Capital | $ 7.26 billion |
Summary Balance Sheet as of September 30, 2024
ASSETS | |
Cash & Balances due from depository institutions | $ 1,049.76 million |
Interest-bearing balances | $ 908.06 million |
Total securities | $ 6.70 billion |
Federal funds sold and reverse repurchase | $ 649.56 million |
Net loans and leases | $ 48.77 billion |
Loan loss allowance | $ 218.50 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 1.22 million |
Goodwill and other intangibles | $ 2.42 billion |
All other assets | $ 2.86 billion |
Total Assets | $ 55.65 billion |
LIABILITIES | |
Total deposits | $ 41.81 billion |
Interest-bearing deposits | $ 37.97 billion |
Deposits held in domestic offices | $ 41.81 billion |
% insured (estimated) | 64.89% |
Federal funds purchased and repurchase agreements | $ 300.00 million |
Trading liabilities | N.A. |
Other borrowed funds | $ 12.85 billion |
Subordinated debt | N.A. |
All other liabilities | $ 707.17 millionn |
Total Liabilities | $ 55.65 billion |
Shareholders’ Equity | $ 7.40 billion |
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES | |
Total Interest Income | $ 1,410.84 million |
Total Interest Expense | $ 366.11 million |
Net interest income | $ 1,044.74 million |
Provision for loan and lease losses | $ 8.78 million |
Total non interest income | $ 50.70 million |
Total non interest expense | $ 404.32 million |
Pre-tax Net Operating Income | $ 463.73 million |
Customer Reviews for New York Community Bank (3)
Rated 1.00 stars out of 5 - based on 3 reviews
Branches
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Your current location is: Seattle, WA
Laura C
July 30, 2022 |
That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!
jy5
March 21, 2022 |
They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.
JNH
February 14, 2022 |
Just a tremendously bad bank to avoid at all costs.