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New York Community Bank

For information concerning My Banking Direct, a division of New York Community Bank online bank, please click here .

Phone: 877 786 6560

New York Community Bank is an FDIC insured institution headquartered at 102 Duffy Ave, Hicksville, NY 11801.
It was founded in 1859 and has approximately $63 billion in assets. Customers can open an account at one of its 0 branches.

Deposit Rates - August 17, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16022
Date Established 1859
Assets $ 63.05 billion
Loans $ 48.77 billion
Deposits $ 41.81 billion
Capital $ 7.26 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 1,049.76 million
Interest-bearing balances $ 908.06 million
Total securities $ 6.70 billion
Federal funds sold and reverse repurchase $ 649.56 million
Net loans and leases $ 48.77 billion
Loan loss allowance $ 218.50 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.22 million
Goodwill and other intangibles $ 2.42 billion
All other assets $ 2.86 billion
     Total Assets $ 55.65 billion

LIABILITIES
Total deposits $ 41.81 billion
      Interest-bearing deposits $ 37.97 billion
      Deposits held in domestic offices $ 41.81 billion
      % insured (estimated)" 64.89%
Federal funds purchased and repurchase agreements $ 300.00 million
Trading liabilities N.A.
Other borrowed funds $ 12.85 billion
Subordinated debt N.A.
All other liabilities $ 707.17 millionn
      Total Liabilities $ 55.65 billion
      Shareholders’ Equity $ 7.40 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 1,410.84 million
Total Interest Expense $ 366.11 million
Net interest income $ 1,044.74 million
Provision for loan and lease losses $ 8.78 million
Total non interest income $ 50.70 million
Total non interest expense $ 404.32 million
Pre-tax Net Operating Income $ 463.73 million

Customer Reviews for New York Community Bank (3)

Rated 1.00 stars out of 5 - based on 3 reviews

  • July 30, 2022 |

    That signature card that they email you and require that you upload a jpeg of your signature. pay close attention to it. It has your account number on it. If you submit the jpeg signature before you write down the number, you will never be able to set up online banking!

  • March 21, 2022 |

    They charge an account closure fee if you close within 6 months. Something to be avoided in this environment with rates about to go up. They're also really nasty on the phone. Something to be avoided in any environment.

  • February 14, 2022 |

    Just a tremendously bad bank to avoid at all costs.

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