Northeast Georgia Bank
Northeast Georgia Bank is an FDIC insured institution headquartered at
12461 Augusta Rd, Lavonia, GA 30553.
It was founded in
1934 and has approximately $1 billion in
assets. Customers can open an account at one of its 12 branches.
Deposit Rates - May 7, 2024
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.06% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.20% | $10,000 | Compare |
6 Mo CD
|
0.20% | $100,000 | Compare |
12 Mo CD
|
0.30% | $10,000 | Compare |
12 Mo CD
|
0.30% | $100,000 | Compare |
18 Mo CD
|
0.38% | $10,000 | Compare |
18 Mo CD
|
0.38% | $100,000 | Compare |
24 Mo CD
|
0.43% | $10,000 | Compare |
24 Mo CD
|
0.43% | $100,000 | Compare |
36 Mo CD
|
0.50% | $10,000 | Compare |
36 Mo CD
|
0.50% | $100,000 | Compare |
60 Mo CD
|
0.58% | $10,000 | Compare |
60 Mo CD
|
0.58% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.05% | $2,500 | Compare |
Money Market
|
0.05% | $10,000 | Compare |
Money Market
|
0.05% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.01% | $2,500 |
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Featured 30-Year Fixed Mortgage Rates
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Overview 2024
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 15771 |
Date Established | 1934 |
Assets | $ 640.86 million |
Loans | $ 288.42 million |
Deposits | $ 568.75 million |
Capital | $ 65.09 million |
Summary Balance Sheet as of June 30, 2023
ASSETS | |
Cash & Balances due from depository institutions | $ 152.25 million |
Interest-bearing balances | $ 115.60 million |
Total securities | $ 154.91 million |
Federal funds sold and reverse repurchase | $ 16.14 million |
Net loans and leases | $ 288.42 million |
Loan loss allowance | $ 4.20 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 0.05 million |
All other assets | $ 16.18 million |
Total Assets | $ 575.77 million |
LIABILITIES | |
Total deposits | $ 568.75 million |
Interest-bearing deposits | $ 405.06 million |
Deposits held in domestic offices | $ 568.75 million |
% insured (estimated) | 69.17% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | $ 6.16 million |
Subordinated debt | N.A. |
All other liabilities | $ 0.87 millionn |
Total Liabilities | $ 575.77 million |
Shareholders’ Equity | $ 65.09 million |
Summary Income Statement as of June 30, 2023
INCOME AND EXPENSES | |
Total Interest Income | $ 28.80 million |
Total Interest Expense | $ 3.08 million |
Net interest income | $ 25.71 million |
Provision for loan and lease losses | $ 0.47 million |
Total non interest income | $ 2.69 million |
Total non interest expense | $ 12.06 million |
Pre-tax Net Operating Income | $ 3.33 million |
Customer Reviews for Northeast Georgia Bank
Branches
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Your current location is: Columbus, OH
Northeast Georgia Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankGEORGIA$50,000N.A.0.06%0.28x (National Avg. - 0.22%)$2,500-SCENARIO
Year Rate
0.06%Annual
InterestAnnual Interest
(After Tax)1 50,000 30 21 2 50,030 30 21 3 50,060 30 21 4 50,090 30 21 5 50,120 30 21 6 50,150 30 21 7 50,180 30 21 8 50,210 30 21 9 50,241 30 21 10 50,271 30 21 11 50,301 30 21 12 50,331 30 21 13 50,361 30 21 14 50,391 30 21 15 50,422 30 21 16 50,452 30 21 17 50,482 30 21 18 50,512 30 21 19 50,543 30 21 20 50,573 30 21 TOTAL $603 $422 - 2LOCAL SAVINGSBank-$50,000N.A.5.15%23.95x (National Avg. - 0.22%)$0-SCENARIO
Year Rate
5.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 2,575 1,803 2 52,575 2,708 1,895 3 55,283 2,847 1,993 4 58,130 2,994 2,096 5 61,123 3,148 2,203 6 64,271 3,310 2,317 7 67,581 3,480 2,436 8 71,062 3,660 2,562 9 74,721 3,848 2,694 10 78,569 4,046 2,832 11 82,616 4,255 2,978 12 86,870 4,474 3,132 13 91,344 4,704 3,293 14 96,049 4,946 3,463 15 100,995 5,201 3,641 16 106,196 5,469 3,828 17 111,665 5,751 4,026 18 117,416 6,047 4,233 19 123,463 6,358 4,451 20 129,821 6,686 4,680 TOTAL $86,507 $60,555
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