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Oxford Bank & Trust

Our records indicate that this bank has been acquired by " GREENSTATE.


Oxford Bank & Trust is an FDIC insured institution headquartered at 1111 W 22nd St, Oak Brook, IL 60523.
It was founded in 1902 and has approximately $1 billion in assets. Customers can open an account at one of its 8 branches.

Deposit Rates - April 01, 2026

SAVINGS RATES APY MIN
Savings
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.09% $10,000 Compare
6 Mo CD
0.09% $100,000 Compare
12 Mo CD
0.28% $10,000 Compare
12 Mo CD
0.28% $100,000 Compare
Special: 13 Mo CD
0.60% $1,000 Compare
Special: 17 Mo CD
0.85% $1,000 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.41% $10,000 Compare
24 Mo CD
0.41% $100,000 Compare
36 Mo CD
0.46% $10,000 Compare
36 Mo CD
0.46% $100,000 Compare
48 Mo CD
0.60% $10,000 Compare
48 Mo CD
0.60% $100,000 Compare
60 Mo CD
0.83% $10,000 Compare
60 Mo CD
0.83% $100,000 Compare
MM RATES APY MIN
Money Market
0.05% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 13 Mo FIRA
0.60% $1,000
Special: 17 Mo FIRA
0.85% $1,000
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9260
Date Established 1902
Assets $ 743.20 million
Loans $ 404.39 million
Deposits $ 658.99 million
Capital $ 67.47 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 310.33 million
Interest-bearing balances $ 307.96 million
Total securities $ 9.79 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 404.39 million
Loan loss allowance $ 5.33 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 4.53 million
Goodwill and other intangibles N.A.
All other assets $ 4.81 million
     Total Assets $ 675.73 million

LIABILITIES
Total deposits $ 658.99 million
      Interest-bearing deposits $ 542.66 million
      Deposits held in domestic offices $ 658.99 million
      % insured (estimated)" 83.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 15.00 million
Subordinated debt N.A.
All other liabilities $ 1.74 millionn
      Total Liabilities $ 675.73 million
      Shareholders’ Equity $ 67.47 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 19.12 million
Total Interest Expense $ 1.62 million
Net interest income $ 17.50 million
Provision for loan and lease losses $ 0.15 million
Total non interest income $ 0.94 million
Total non interest expense $ 12.88 million
Pre-tax Net Operating Income $ 5.41 million

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