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Park State Bank & Trust


Park State Bank & Trust is an FDIC insured institution headquartered at 710 W Us Highway 24, Woodland Park, CO 80863.
It was founded in 1965 and has approximately $0 billion in assets. Customers can open an account at one of its 1 branches.

Deposit Rates - May 04, 2026

SAVINGS RATES APY MIN
Savings
0.15% $100 Compare
CD RATES APY MIN
6 Mo CD
0.25% $500 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.50% $500 Compare
12 Mo CD
0.50% $100,000 Compare
18 Mo CD
0.60% $500 Compare
24 Mo CD
0.80% $500 Compare
30 Mo CD
0.90% $500 Compare
36 Mo CD
1.00% $500 Compare
48 Mo CD
1.16% $500 Compare
60 Mo CD
1.26% $500 Compare
MM RATES APY MIN
Money Market
0.15% $2,500 Compare
Money Market
0.15% $10,000 Compare
Money Market
0.15% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.10% $100




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19381
Date Established 1965
Assets $ 161.46 million
Loans $ 106.15 million
Deposits $ 144.73 million
Capital $ 16.28 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 2.40 million
Interest-bearing balances $ 0.05 million
Total securities $ 11.25 million
Federal funds sold and reverse repurchase $ 36.05 million
Net loans and leases $ 106.15 million
Loan loss allowance $ 1.25 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.09 million
Goodwill and other intangibles N.A.
All other assets $ 0.64 million
     Total Assets $ 145.18 million

LIABILITIES
Total deposits $ 144.73 million
      Interest-bearing deposits $ 123.31 million
      Deposits held in domestic offices $ 144.73 million
      % insured (estimated)" 94.04%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.20 millionn
      Total Liabilities $ 145.18 million
      Shareholders’ Equity $ 16.28 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 8.94 million
Total Interest Expense $ 2.02 million
Net interest income $ 6.92 million
Provision for loan and lease losses $ 0.18 million
Total non interest income $ 1.38 million
Total non interest expense $ 6.10 million
Pre-tax Net Operating Income $ 0.49 million

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