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PCSB Bank


PCSB Bank is an FDIC insured institution headquartered at 2477 Route 6, Brewster, NY 10509.
It was founded in 1871 and has approximately $2 billion in assets. Customers can open an account at one of its 16 branches.

Deposit Rates - July 15, 2025

SAVINGS RATES APY MIN
Savings
0.10% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.30% $10,000 Compare
6 Mo CD
0.30% $100,000 Compare
12 Mo CD
0.45% $10,000 Compare
12 Mo CD
0.45% $100,000 Compare
18 Mo CD
0.50% $10,000 Compare
18 Mo CD
0.50% $100,000 Compare
24 Mo CD
0.55% $10,000 Compare
24 Mo CD
0.55% $100,000 Compare
30 Mo CD
0.65% $10,000 Compare
30 Mo CD
0.65% $100,000 Compare
36 Mo CD
0.65% $10,000 Compare
36 Mo CD
0.65% $100,000 Compare
48 Mo CD
0.70% $10,000 Compare
48 Mo CD
0.70% $100,000 Compare
60 Mo CD
0.75% $10,000 Compare
60 Mo CD
0.75% $100,000 Compare
MM RATES APY MIN
Money Market
0.20% $2,500 Compare
Money Market
0.20% $10,000 Compare
Money Market
0.20% $25,000 Compare
INT CHECKING RATES APY MIN
Int Ckg
0.20% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15995
Date Established 1871
Assets $ 2.08 billion
Loans $ 1,352.78 million
Deposits $ 1,751.85 million
Capital $ 289.34 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 74.61 million
Interest-bearing balances $ 56.24 million
Total securities $ 237.44 million
Federal funds sold and reverse repurchase $ 210.85 million
Net loans and leases $ 1,352.78 million
Loan loss allowance $ 16.62 million
Trading account assets $ 10.69 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 95.66 million
All other assets $ 58.54 million
     Total Assets $ 1,790.80 million

LIABILITIES
Total deposits $ 1,751.85 million
      Interest-bearing deposits $ 1,542.01 million
      Deposits held in domestic offices $ 1,751.85 million
      % insured (estimated)" 73.60%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 10.69 million
Other borrowed funds $ 58.01 million
Subordinated debt N.A.
All other liabilities $ 16.54 millionn
      Total Liabilities $ 1,790.80 million
      Shareholders’ Equity $ 289.34 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 25.60 million
Total Interest Expense $ 11.75 million
Net interest income $ 13.85 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.63 million
Total non interest expense $ 9.99 million
Pre-tax Net Operating Income $ 10.38 million

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PCSB Bank Locations

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