Peach State Bank & Trust is an FDIC insured institution headquartered at
121 E E Butler Pkwy, Gainesville, GA 30501.
It was founded in
2005 and has approximately $1 billion in
assets. Customers can open an account at one of its 2 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
12 Mo CD
|
0.40% | $10,000 | Compare |
|
12 Mo CD
|
0.40% | $100,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
24 Mo CD
|
0.50% | $100,000 | Compare |
|
36 Mo CD
|
0.60% | $10,000 | Compare |
|
36 Mo CD
|
0.60% | $100,000 | Compare |
|
48 Mo CD
|
0.70% | $10,000 | Compare |
|
48 Mo CD
|
0.70% | $100,000 | Compare |
|
60 Mo CD
|
0.80% | $10,000 | Compare |
|
60 Mo CD
|
0.80% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.05% | $2,500 |
|
7.490 %
|
$0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2024-05-06 |
Home Equity Lines, Refinance, & Second Mortgages | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
New American Funding, LLC NMLS ID: 6606 / Updated 2024-05-06 |
Cash-Out and Home Equity Options Available. | $0 |
Rocket Mortgage NMLS ID: 3030 |
7.451% |
$2,211
Fees & Points
$2,400 Total
0.750 Pts ($2,400) $0 Fees |
Neighbors Bank NMLS ID: 491986 |
Fees & Points
Total
Pts ($0) $0 Fees |
FHAloans.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
MortgageResearch.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 57923 |
| Date Established | 2005 |
| Assets | $ 712.64 million |
| Loans | $ 390.69 million |
| Deposits | $ 606.44 million |
| Capital | $ 56.23 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 107.25 million |
| Interest-bearing balances | $ 86.67 million |
| Total securities | $ 186.36 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 390.69 million |
| Loan loss allowance | $ 4.97 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 0.15 million |
| All other assets | $ 14.48 million |
| Total Assets | $ 656.41 million |
| LIABILITIES | |
| Total deposits | $ 606.44 million |
| Interest-bearing deposits | $ 382.28 million |
| Deposits held in domestic offices | $ 606.44 million |
| % insured (estimated) | 46.22% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 3.05 millionn |
| Total Liabilities | $ 656.41 million |
| Shareholders’ Equity | $ 56.23 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 29.37 million |
| Total Interest Expense | $ 11.12 million |
| Net interest income | $ 18.26 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 1.64 million |
| Total non interest expense | $ 13.07 million |
| Pre-tax Net Operating Income | $ 3.25 million |
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