Peoples National Bank , N.A.


Peoples National Bank , N.A. is an FDIC insured institution headquartered at 520 S 42nd St, Mount Vernon, IL 62864.
It was founded in 1909 and has approximately $2 billion in assets. Customers can open an account at one of its 24 branches.

Deposit Rates - April 25, 2025

SAVINGS RATES APY MIN
Savings
0.02% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.23% $10,000 Compare
6 Mo CD
0.27% $100,000 Compare
12 Mo CD
0.25% $10,000 Compare
12 Mo CD
0.31% $100,000 Compare
Special: 13 Mo CD
0.29% $500 Compare
18 Mo CD
0.26% $10,000 Compare
18 Mo CD
0.31% $100,000 Compare
24 Mo CD
0.46% $10,000 Compare
24 Mo CD
0.56% $100,000 Compare
Special: 25 Mo CD
0.44% $500 Compare
30 Mo CD
0.46% $10,000 Compare
30 Mo CD
0.56% $100,000 Compare
36 Mo CD
0.70% $10,000 Compare
36 Mo CD
0.80% $100,000 Compare
48 Mo CD
0.91% $10,000 Compare
48 Mo CD
1.00% $100,000 Compare
60 Mo CD
1.11% $10,000 Compare
60 Mo CD
1.21% $100,000 Compare
MM RATES APY MIN
Money Market
0.01% $2,500 Compare
Money Market
0.02% $10,000 Compare
Money Market
0.03% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 13 Mo FIRA
0.34% $100
Special: 25 Mo FIRA
0.49% $100
INT CHECKING RATES APY MIN
Int Ckg
0.05% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 3809
Date Established 1909
Assets $ 1,909.39 million
Loans $ 1,639.17 million
Deposits $ 1,707.12 million
Capital $ 155.18 million

Summary Balance Sheet as of December 31, 2024

ASSETS
Cash & Balances due from depository institutions $ 91.94 million
Interest-bearing balances $ 67.07 million
Total securities $ 86.28 million
Federal funds sold and reverse repurchase $ 1.19 million
Net loans and leases $ 1,639.17 million
Loan loss allowance $ 19.73 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 1.71 million
Goodwill and other intangibles N.A.
All other assets $ 48.43 million
     Total Assets $ 1,754.21 million

LIABILITIES
Total deposits $ 1,707.12 million
      Interest-bearing deposits $ 1,359.54 million
      Deposits held in domestic offices $ 1,707.12 million
      % insured (estimated)" 71.47%
Federal funds purchased and repurchase agreements $ 19.79 million
Trading liabilities N.A.
Other borrowed funds $ 75.20 million
Subordinated debt N.A.
All other liabilities $ 5.77 millionn
      Total Liabilities $ 1,754.21 million
      Shareholders’ Equity $ 155.18 million

Summary Income Statement as of December 31, 2024

INCOME AND EXPENSES
Total Interest Income $ 100.46 million
Total Interest Expense $ 39.74 million
Net interest income $ 60.72 million
Provision for loan and lease losses $ 2.57 million
Total non interest income $ 11.08 million
Total non interest expense $ 47.91 million
Pre-tax Net Operating Income $ 10.89 million

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Peoples National Bank , N.A. Locations