Peoples Bank
Peoples Bank is an FDIC insured institution headquartered at
3100 Woburn St, Bellingham, WA 98226.
It was founded in
1921 and has approximately $2 billion in
assets. Customers can open an account at one of its 28 branches.
Deposit Rates - February 11, 2025
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.05% | $2,500 | Compare |
CD RATES | APY | MIN | |
---|---|---|---|
6 Mo CD
|
0.05% | $10,000 | Compare |
6 Mo CD
|
0.05% | $100,000 | Compare |
12 Mo CD
|
0.20% | $10,000 | Compare |
12 Mo CD
|
0.20% | $100,000 | Compare |
18 Mo CD
|
0.25% | $10,000 | Compare |
18 Mo CD
|
0.25% | $100,000 | Compare |
24 Mo CD
|
0.30% | $10,000 | Compare |
24 Mo CD
|
0.30% | $100,000 | Compare |
36 Mo CD
|
0.30% | $10,000 | Compare |
36 Mo CD
|
0.30% | $100,000 | Compare |
60 Mo CD
|
0.30% | $10,000 | Compare |
60 Mo CD
|
0.30% | $100,000 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.05% | $2,500 | Compare |
Money Market
|
0.05% | $10,000 | Compare |
Money Market
|
0.05% | $25,000 | Compare |
FIXED IRA RATES | APY | MIN |
---|---|---|
Fixed IRA
|
0.20% | $1 |
VARIABLE IRA RATES | APY | MIN |
---|---|---|
Var IRA
|
0.05% | $1 |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.01% | $1 |
Int Ckg
|
0.01% | $2,500 |
Loan Rates - February 11, 2025
MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
---|---|---|
15 Year Fixed Conforming
|
5.75% | $2,657.14 |
30 Year Fixed Conforming
|
6.41% | $2,004.55 |
MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
---|---|---|
15 Year Fixed Conforming
|
5.90% | $2,683.08 |
30 Year Fixed Conforming
|
6.53% | $2,029.78 |
HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
---|---|---|---|---|
Line of Credit
|
7.00% | Varies | ||
Compare with 9 RATE Line of Credit from Rate
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Compare with RATE Line of Credit from Top Flite Financial
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5 Year Loan
|
7.54% | $2,005.70 | ||
10 Year Loan
|
7.56% | $1,190.15 | ||
15 Year Loan
|
7.78% | $942.99 |
Overview 2025
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 6158 |
Date Established | 1921 |
Assets | $ 2.42 billion |
Loans | $ 1,910.31 million |
Deposits | $ 2.11 billion |
Capital | $ 293.03 million |
Summary Balance Sheet as of September 30, 2024
ASSETS | |
Cash & Balances due from depository institutions | $ 162.87 million |
Interest-bearing balances | $ 135.42 million |
Total securities | $ 255.62 million |
Federal funds sold and reverse repurchase | N.A. |
Net loans and leases | $ 1,910.31 million |
Loan loss allowance | $ 28.86 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | $ 0.93 million |
Goodwill and other intangibles | $ 3.82 million |
All other assets | $ 25.37 million |
Total Assets | $ 2.13 billion |
LIABILITIES | |
Total deposits | $ 2.11 billion |
Interest-bearing deposits | $ 1,417.94 million |
Deposits held in domestic offices | $ 2.11 billion |
% insured (estimated) | 66.15% |
Federal funds purchased and repurchase agreements | N.A. |
Trading liabilities | N.A. |
Other borrowed funds | N.A. |
Subordinated debt | N.A. |
All other liabilities | $ 12.67 millionn |
Total Liabilities | $ 2.13 billion |
Shareholders’ Equity | $ 293.03 million |
Summary Income Statement as of September 30, 2024
INCOME AND EXPENSES | |
Total Interest Income | $ 87.34 million |
Total Interest Expense | $ 24.04 million |
Net interest income | $ 63.31 million |
Provision for loan and lease losses | N.A. |
Total non interest income | $ 9.53 million |
Total non interest expense | $ 57.54 million |
Pre-tax Net Operating Income | $ 9.49 million |
Customer Reviews for Peoples Bank
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