Peoples Bank
Peoples Bank is an FDIC insured institution headquartered at
3100 Woburn St, Bellingham, WA 98226.
It was founded in
1921 and has approximately $2 billion in assets. Customers can open an account at one of its 28 branches.
Deposit Rates - May 15, 2025
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
0.05% | $100,000 | Compare |
|
12 Mo CD
|
0.20% | $10,000 | Compare |
|
12 Mo CD
|
0.20% | $100,000 | Compare |
|
18 Mo CD
|
0.25% | $10,000 | Compare |
|
18 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.30% | $10,000 | Compare |
|
24 Mo CD
|
0.30% | $100,000 | Compare |
|
36 Mo CD
|
0.30% | $10,000 | Compare |
|
36 Mo CD
|
0.30% | $100,000 | Compare |
|
60 Mo CD
|
0.30% | $10,000 | Compare |
|
60 Mo CD
|
0.30% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.05% | $2,500 | Compare |
|
Money Market
|
0.05% | $10,000 | Compare |
|
Money Market
|
0.05% | $25,000 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Fixed IRA
|
0.20% | $1 |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
Var IRA
|
0.05% | $1 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.01% | $1 |
|
Int Ckg
|
0.01% | $2,500 |
Loan Rates - May 15, 2025
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
5.75% | $2,657.14 |
|
30 Year Fixed Conforming
|
6.41% | $2,004.55 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Conforming
|
5.90% | $2,683.08 |
|
30 Year Fixed Conforming
|
6.53% | $2,029.78 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
7.00% | Varies | ||
Compare with 7.75 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with 10.125 RATE Line of Credit from Achieve Loans
|
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Compare with RATE Line of Credit from Point Digital Finance
|
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Compare with RATE Line of Credit from New American Funding, LLC
|
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Compare with RATE Line of Credit from AmeriSave Mortgage Corporation
|
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Compare with RATE Line of Credit from PenFed Credit Union
|
||||
Compare with RATE Line of Credit from Upstart
|
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Compare with RATE Line of Credit from Unlock Technologies, Inc.
|
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|
5 Year Loan
|
7.54% | $2,005.70 | ||
|
10 Year Loan
|
7.56% | $1,190.15 | ||
|
15 Year Loan
|
7.78% | $942.99 | ||
Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 6158 |
| Date Established | 1921 |
| Assets | $ 2.47 billion |
| Loans | $ 1,923.63 million |
| Deposits | $ 2.15 billion |
| Capital | $ 300.82 million |
Summary Balance Sheet as of December 31, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 224.94 million |
| Interest-bearing balances | $ 192.91 million |
| Total securities | $ 221.35 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,923.63 million |
| Loan loss allowance | $ 29.02 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.93 million |
| Goodwill and other intangibles | $ 3.70 million |
| All other assets | $ 25.37 million |
| Total Assets | $ 2.17 billion |
| LIABILITIES | |
| Total deposits | $ 2.15 billion |
| Interest-bearing deposits | $ 1,435.76 million |
| Deposits held in domestic offices | $ 2.15 billion |
| % insured (estimated)" | 65.49% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 12.67 millionn |
| Total Liabilities | $ 2.17 billion |
| Shareholders’ Equity | $ 300.82 million |
Summary Income Statement as of December 31, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 117.83 million |
| Total Interest Expense | $ 31.99 million |
| Net interest income | $ 85.84 million |
| Provision for loan and lease losses | N.A. |
| Total non interest income | $ 12.23 million |
| Total non interest expense | $ 71.56 million |
| Pre-tax Net Operating Income | $ 9.49 million |
Customer Reviews for Peoples Bank
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