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Plains Commerce Bank


ACH Number: 91400554

Plains Commerce Bank is an FDIC insured institution headquartered at 3905 W 49th St, Sioux Falls, SD 57106.
It was founded in 1931 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES APY MIN
Savings
0.07% $1 Compare
CD RATES APY MIN
6 Mo CD
0.40% $1,000 Compare
12 Mo CD
0.50% $1,000 Compare
18 Mo CD
0.50% $1,000 Compare
24 Mo CD
0.80% $1,000 Compare
30 Mo CD
0.80% $1,000 Compare
36 Mo CD
0.85% $1,000 Compare
48 Mo CD
1.05% $1,000 Compare
60 Mo CD
1.20% $1,000 Compare
MM RATES APY MIN
Money Market
0.10% $1 Compare
FIXED IRA RATES APY MIN
Fixed IRA
0.50% $1




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 1678
Date Established 1931
Assets $ 1,308.42 million
Loans $ 1,079.38 million
Deposits $ 1,050.11 million
Capital $ 138.47 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 39.06 million
Interest-bearing balances $ 25.33 million
Total securities $ 87.56 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,079.38 million
Loan loss allowance $ 10.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.26 million
Goodwill and other intangibles $ 30.87 million
All other assets $ 30.55 million
     Total Assets $ 1,169.94 million

LIABILITIES
Total deposits $ 1,050.11 million
      Interest-bearing deposits $ 855.56 million
      Deposits held in domestic offices $ 1,050.11 million
      % insured (estimated)" 71.72%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 9.44 millionn
      Total Liabilities $ 1,169.94 million
      Shareholders’ Equity $ 138.47 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 73.00 million
Total Interest Expense $ 33.85 million
Net interest income $ 39.15 million
Provision for loan and lease losses $ 0.63 million
Total non interest income $ 70.45 million
Total non interest expense $ 93.72 million
Pre-tax Net Operating Income $ 0.16 million

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