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Plains Commerce Bank is an FDIC insured institution headquartered at
3905 W 49th St, Sioux Falls, SD 57106.
It was founded in
1931 and has approximately $1 billion in assets. Customers can open an account at one of its 9 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.07% | $1 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.40% | $1,000 | Compare |
|
12 Mo CD
|
0.50% | $1,000 | Compare |
|
18 Mo CD
|
0.50% | $1,000 | Compare |
|
24 Mo CD
|
0.80% | $1,000 | Compare |
|
30 Mo CD
|
0.80% | $1,000 | Compare |
|
36 Mo CD
|
0.85% | $1,000 | Compare |
|
48 Mo CD
|
1.05% | $1,000 | Compare |
|
60 Mo CD
|
1.20% | $1,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $1 | Compare |
| FIXED IRA RATES | APY | MIN |
|---|---|---|
|
Fixed IRA
|
0.50% | $1 |
| Tap into your home's equity & access the funds you need with a HELOC | $0 |
|
Intro APR: 6.822 %
After Intro:6.822 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-05-26 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-05-26 |
Home Equity Loans & Refinance – Cash out | $0 |
| Cash in with a HELOC | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
Basis Lending, LLC NMLS ID: 2463124 |
6.305% |
$1,945
Fees & Points
$6,314 Total
0.875 Pts ($2,800) $3,515 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.458% |
$1,997
Fees & Points
$2,771 Total
0.866 Pts ($2,771) $0 Fees |
Northpointe Bank NMLS ID: 447490 |
6.499% |
$1,997
Fees & Points
$4,166 Total
0.866 Pts ($2,771) $1,395 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.518% |
$1,997
Fees & Points
$4,795 Total
0.875 Pts ($2,800) $1,995 Fees |
SoFi NMLS ID: 696891 |
6.872% |
$2,076
Fees & Points
$4,004 Total
0.784 Pts ($2,509) $1,495 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 1678 |
| Date Established | 1931 |
| Assets | $ 1,308.42 million |
| Loans | $ 1,079.38 million |
| Deposits | $ 1,050.11 million |
| Capital | $ 138.47 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 39.06 million |
| Interest-bearing balances | $ 25.33 million |
| Total securities | $ 87.56 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 1,079.38 million |
| Loan loss allowance | $ 10.48 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 2.26 million |
| Goodwill and other intangibles | $ 30.87 million |
| All other assets | $ 30.55 million |
| Total Assets | $ 1,169.94 million |
| LIABILITIES | |
| Total deposits | $ 1,050.11 million |
| Interest-bearing deposits | $ 855.56 million |
| Deposits held in domestic offices | $ 1,050.11 million |
| % insured (estimated)" | 71.72% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | N.A. |
| Subordinated debt | N.A. |
| All other liabilities | $ 9.44 millionn |
| Total Liabilities | $ 1,169.94 million |
| Shareholders’ Equity | $ 138.47 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 73.00 million |
| Total Interest Expense | $ 33.85 million |
| Net interest income | $ 39.15 million |
| Provision for loan and lease losses | $ 0.63 million |
| Total non interest income | $ 70.45 million |
| Total non interest expense | $ 93.72 million |
| Pre-tax Net Operating Income | $ 0.16 million |
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