Plains State Bank is an FDIC insured institution headquartered at
19404 Kenswick Dr, Humble, TX 77338.
It was founded in
1957 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.
Low Rates, Quick Approvals, Wide Range of Products
Over 100 Billion Funded. 22 Years in Business
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 17739
Date Established
1957
Assets
$ 882.40 million
Loans
$ 639.76 million
Deposits
$ 723.68 million
Capital
$ 154.30 million
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 148.58 million
Interest-bearing balances
$ 144.81 million
Total securities
$ 74.41 million
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 639.76 million
Loan loss allowance
$ 10.09 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 2.75 million
All other assets
$ 6.84 million
Total Assets
$ 728.10 million
LIABILITIES
Total deposits
$ 723.68 million
Interest-bearing deposits
$ 582.26 million
Deposits held in domestic offices
$ 723.68 million
% insured (estimated)"
49.58%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
N.A.
Subordinated debt
N.A.
All other liabilities
$ 1.71 millionn
Total Liabilities
$ 728.10 million
Shareholders’ Equity
$ 154.30 million
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 58.65 million
Total Interest Expense
$ 18.34 million
Net interest income
$ 40.31 million
Provision for loan and lease losses
$ 0.50 million
Total non interest income
$ 8.84 million
Total non interest expense
$ 24.22 million
Pre-tax Net Operating Income
$ 8.74 million
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Branches
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