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Presidential Bank, FSB


Presidential Bank, FSB is an FDIC insured institution headquartered at 4520 East West Hwy, Bethesda, MD 20814.
It was founded in 1985 and has approximately $1 billion in assets. Customers can open an account at one of its 10 branches.

Deposit Rates - May 01, 2026

SAVINGS RATES APY MIN
SAV
0.30% $25,000 Compare
SAV
0.35% $35,000 Compare
CD RATES APY MIN
3 Mo CD
0.10% $1,000 Compare
6 Mo CD
4.35% $1,000 Compare
12 Mo CD
5.25% $1,000 Compare
24 Mo CD
4.65% $1,000 Compare
36 Mo CD
4.50% $1,000 Compare
60 Mo CD
3.00% $1,000 Compare
MM RATES APY MIN
Money Market
0.30% $10,000 Compare
Money Market
4.37% $25,000 Compare
INT CHECKING RATES APY MIN
INTCK
4.62% $0




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 32363
Date Established 1985
Assets $ 1,057.05 million
Loans $ 778.83 million
Deposits $ 944.88 million
Capital $ 91.02 million

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 176.40 million
Interest-bearing balances $ 174.34 million
Total securities $ 59.46 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 778.83 million
Loan loss allowance $ 7.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 29.78 million
     Total Assets $ 966.03 million

LIABILITIES
Total deposits $ 944.88 million
      Interest-bearing deposits $ 919.28 million
      Deposits held in domestic offices $ 944.88 million
      % insured (estimated)" 80.66%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 17.38 millionn
      Total Liabilities $ 966.03 million
      Shareholders’ Equity $ 91.02 million

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 59.36 million
Total Interest Expense $ 28.94 million
Net interest income $ 30.42 million
Provision for loan and lease losses $ 1.75 million
Total non interest income $ 30.90 million
Total non interest expense $ 53.86 million
Pre-tax Net Operating Income $ 1.79 million

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