Primis Bank
ACH Number: 55003421
Primis Bank is an FDIC insured institution headquartered at
1665 Tappahannock Blvd, Tappahannock, VA 22560.
It was founded in
2005 and has approximately $4 billion in assets. Customers can open an account at one of its 50 branches.
It was founded in 2005 and has approximately $4 billion in assets. Customers can open an account at one of its 50 branches.
Deposit Rates - February 05, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
3.85% | $1 | Compare |
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$25,000 -
Intro APR: 7.750 %
After Intro:7.750 %
$25,000 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
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Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 57968 |
| Date Established | 2005 |
| Assets | $ 3.94 billion |
| Loans | $ 3.36 billion |
| Deposits | $ 3.37 billion |
| Capital | $ 428.75 million |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 64.04 million |
| Interest-bearing balances | $ 43.29 million |
| Total securities | $ 243.21 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 3.36 billion |
| Loan loss allowance | $ 44.77 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 93.50 million |
| All other assets | $ 132.18 million |
| Total Assets | $ 3.51 billion |
| LIABILITIES | |
| Total deposits | $ 3.37 billion |
| Interest-bearing deposits | $ 2.87 billion |
| Deposits held in domestic offices | $ 3.37 billion |
| % insured (estimated)" | 77.43% |
| Federal funds purchased and repurchase agreements | $ 3.95 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 25.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 23.72 millionn |
| Total Liabilities | $ 3.51 billion |
| Shareholders’ Equity | $ 428.75 million |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 146.97 million |
| Total Interest Expense | $ 61.39 million |
| Net interest income | $ 85.58 million |
| Provision for loan and lease losses | $ 9.86 million |
| Total non interest income | $ 29.23 million |
| Total non interest expense | $ 90.87 million |
| Pre-tax Net Operating Income | $ 15.39 million |
Customer Reviews for Primis Bank (2)
Rated 1.00 stars out of 5 - based on 2 reviews
Branches
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Primis Bank Locations
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1ONLINE SAVINGSBank-$50,000N.A.3.85%17.11x (National Avg. - 0.23%)$1-SCENARIO
Year Rate
3.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,925 1,348 2 51,925 1,999 1,399 3 53,924 2,076 1,453 4 56,000 2,156 1,509 5 58,156 2,239 1,567 6 60,395 2,325 1,628 7 62,720 2,415 1,690 8 65,135 2,508 1,755 9 67,643 2,604 1,823 10 70,247 2,705 1,893 11 72,952 2,809 1,966 12 75,760 2,917 2,042 13 78,677 3,029 2,120 14 81,706 3,146 2,202 15 84,852 3,267 2,287 16 88,119 3,393 2,375 17 91,511 3,523 2,466 18 95,034 3,659 2,561 19 98,693 3,800 2,660 20 102,493 3,946 2,762 TOTAL $56,439 $39,507 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.67x (National Avg. - 0.23%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
Tracy1969
April 29, 2023 |
Primis's online savings account is a half-baked product that isn't ready for market. They brought this live and expect their customers to be these beta testers. I'd choose something else.
TedY
February 21, 2023 |
A bank that lowers its rate a week after launching in an environment where every bank is raising cannot be trusted, ever. Customer service sucks as well. Stay far away.