53112314
Providence Bank is an FDIC insured institution headquartered at
450 N Winstead Ave, Rocky Mount, NC 27804.
Deposit Rates -
August 24, 2026
SAVINGS RATES
APY
MIN
Savings
0.05% $2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.65% $10,000
Compare
6 Mo CD
0.65% $100,000
Compare
Special: 10 Mo CD
0.80% $1,000
Compare
12 Mo CD
0.70% $10,000
Compare
12 Mo CD
0.70% $100,000
Compare
Special: 16 Mo CD
0.90% $1,000
Compare
18 Mo CD
0.85% $10,000
Compare
18 Mo CD
0.85% $100,000
Compare
24 Mo CD
0.90% $10,000
Compare
24 Mo CD
0.90% $100,000
Compare
Special: 26 Mo CD
1.00% $1,000
Compare
30 Mo CD
0.90% $10,000
Compare
30 Mo CD
0.90% $100,000
Compare
Special: 48 Mo CD
1.10% $1,000
Compare
60 Mo CD
1.10% $10,000
Compare
60 Mo CD
1.10% $100,000
Compare
MM RATES
APY
MIN
Money Market
0.04% $2,500
Compare
Money Market
0.06% $10,000
Compare
Money Market
0.12% $25,000
Compare
FIXED IRA RATES
APY
MIN
Special: 10 Mo FIRA
0.80% $1,000
Special: 16 Mo FIRA
0.90% $1,000
Special: 26 Mo FIRA
1.00% $1,000
Special: 48 Mo FIRA
1.10% $1,000
INT CHECKING RATES
APY
MIN
Int Ckg
1.00% $2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 58239
Date Established
2006
Assets
$ 1,404.87 million
Loans
$ 1,169.75 million
Deposits
$ 1,188.53 million
Capital
$ 179.40 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 24.15 million
Interest-bearing balances
$ 13.92 million
Total securities
$ 143.47 million
Federal funds sold and reverse repurchase
$ 10.07 million
Net loans and leases
$ 1,169.75 million
Loan loss allowance
$ 10.49 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 13.86 million
All other assets
$ 27.53 million
Total Assets $ 1,225.46 million
LIABILITIES
Total deposits
$ 1,188.53 million
Interest-bearing deposits
$ 1,004.62 million
Deposits held in domestic offices
$ 1,188.53 million
% insured (estimated)" 79.73%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 42.00 million
Subordinated debt
N.A.
All other liabilities
$ 4.26 millionn
Total Liabilities $ 1,225.46 million
Shareholders’ Equity $ 179.40 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 88.02 million
Total Interest Expense
$ 35.28 million
Net interest income
$ 52.74 million
Provision for loan and lease losses
$ 0.55 million
Total non interest income
$ 2.23 million
Total non interest expense
$ 23.23 million
Pre-tax Net Operating Income
$ 8.29 million
Customer Reviews for Providence Bank
Branches
Click on location and enter new zip number to change." Phoenix, AZ
Providence Bank Locations
There are currently no comments for Providence Bank. Be the first to share your experience. Please provide comments that will help others.