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Queensborough National Bank & Trust Company


Queensborough National Bank & Trust Company is an FDIC insured institution headquartered at 113 E Broad St, Louisville, GA 30434.
It was founded in 1902 and has approximately $2 billion in assets. Customers can open an account at one of its 25 branches.

Deposit Rates - November 03, 2025

SAVINGS RATES APY MIN
Savings
0.01% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.25% $10,000 Compare
6 Mo CD
0.25% $100,000 Compare
12 Mo CD
0.35% $10,000 Compare
12 Mo CD
0.35% $100,000 Compare
Special: 15 Mo CD
0.45% $500 Compare
18 Mo CD
0.35% $10,000 Compare
18 Mo CD
0.35% $100,000 Compare
24 Mo CD
0.40% $10,000 Compare
24 Mo CD
0.40% $100,000 Compare
Special: 27 Mo CD
0.55% $500 Compare
30 Mo CD
0.45% $10,000 Compare
30 Mo CD
0.45% $100,000 Compare
36 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.45% $100,000 Compare
48 Mo CD
0.50% $10,000 Compare
48 Mo CD
0.50% $100,000 Compare
60 Mo CD
0.60% $10,000 Compare
60 Mo CD
0.60% $100,000 Compare
MM RATES APY MIN
Money Market
0.10% $2,500 Compare
Money Market
0.10% $10,000 Compare
Money Market
0.15% $25,000 Compare
FIXED IRA RATES APY MIN
Special: 15 Mo FIRA
0.45% $500
Special: 27 Mo FIRA
0.55% $500
INT CHECKING RATES APY MIN
Int Ckg
0.10% $2,500

Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2138
Date Established 1902
Assets $ 2.16 billion
Loans $ 1,258.96 million
Deposits $ 1,931.86 million
Capital $ 180.64 million

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 107.94 million
Interest-bearing balances $ 70.67 million
Total securities $ 673.77 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,258.96 million
Loan loss allowance $ 11.71 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 3.41 million
All other assets $ 44.95 million
     Total Assets $ 1,976.93 million

LIABILITIES
Total deposits $ 1,931.86 million
      Interest-bearing deposits $ 1,279.80 million
      Deposits held in domestic offices $ 1,931.86 million
      % insured (estimated)" 59.06%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 5.56 millionn
      Total Liabilities $ 1,976.93 million
      Shareholders’ Equity $ 180.64 million

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 52.57 million
Total Interest Expense $ 15.93 million
Net interest income $ 36.64 million
Provision for loan and lease losses $ 1.20 million
Total non interest income $ 8.01 million
Total non interest expense $ 29.13 million
Pre-tax Net Operating Income $ 12.06 million

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