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Regions Bank


Phone: 800 734 4667

ACH Number: 06200569

SWIFT Code: UPNBUS44XXX

Regions Bank is an FDIC insured institution headquartered at 1900 5th Ave N, Birmingham, AL 35203.
It was founded in 1928 and has approximately $158 billion in assets. Customers can open an account at one of its 1652 branches.

Deposit Rates - December 19, 2025

SAVINGS RATES APY MIN
SAV
0.01% $0 Compare
CD RATES APY MIN
3 Mo CD
4.50% $500 Compare
5 Mo CD
3.55% $500 Compare
5 Mo CD
3.80% $501 Compare
6 Mo CD
0.01% $500 Compare
6 Mo CD
0.03% $501 Compare
6 Mo CD
4.25% $2,501 Compare
8 Mo CD
3.45% $500 Compare
8 Mo CD
3.70% $501 Compare
12 Mo CD
0.01% $500 Compare
12 Mo CD
0.03% $501 Compare
13 Mo CD
3.00% $500 Compare
13 Mo CD
3.25% $501 Compare
18 Mo CD
0.03% $501 Compare
19 Mo CD
2.75% $500 Compare
19 Mo CD
3.00% $501 Compare
24 Mo CD
0.01% $500 Compare
24 Mo CD
0.05% $501 Compare
36 Mo CD
0.01% $500 Compare
36 Mo CD
0.05% $501 Compare
48 Mo CD
0.01% $500 Compare
48 Mo CD
0.05% $501 Compare
60 Mo CD
0.01% $500 Compare
60 Mo CD
0.05% $501 Compare
MM RATES APY MIN
Money Market
0.01% $0 Compare
PREMM RATES APY MIN
Premium Money Market
3.00% $10,000 Compare
Premium Money Market
3.50% $100,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.01% $1




Overview 2025

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12368
Date Established 1928
Assets $ 157.81 billion
Loans $ 95.68 billion
Deposits $ 132.00 billion
Capital $ 17.59 billion

Summary Balance Sheet as of June 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 11.43 billion
Interest-bearing balances $ 7.70 billion
Total securities $ 33.00 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 95.68 billion
Loan loss allowance $ 1,612.00 million
Trading account assets $ 24.00 million
Bank premises and fixed assets N.A.
Other real estate owned $ 14.00 million
Goodwill and other intangibles $ 6.44 billion
All other assets $ 7.60 billion
     Total Assets $ 140.22 billion

LIABILITIES
Total deposits $ 132.00 billion
      Interest-bearing deposits $ 91.72 billion
      Deposits held in domestic offices $ 132.00 billion
      % insured (estimated)" 62.19%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 3.00 million
Subordinated debt $ 496.00 million
All other liabilities $ 3.64 billionn
      Total Liabilities $ 140.22 billion
      Shareholders’ Equity $ 17.59 billion

Summary Income Statement as of June 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.50 billion
Total Interest Expense $ 1,005.00 million
Net interest income $ 2.50 billion
Provision for loan and lease losses $ 250.00 million
Total non interest income $ 1,194.00 million
Total non interest expense $ 2.02 billion
Pre-tax Net Operating Income $ 1,544.00 million

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Branches

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Regions Bank Locations

Savings Comparison

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."

PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES

Tax Rate: 30%

All calculations are for demonstration purposes only."

  • 1
    LOCAL SAVINGS
    Regions Bank
    Bank
    -
    $50,000
    N.A.
    0.01%
    0.04x (National Avg. - 0.23%)
    $0
    -
    SCENARIO
    Year Rate
    0.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 5 4
    2 50,005 5 4
    3 50,010 5 4
    4 50,015 5 4
    5 50,020 5 4
    6 50,025 5 4
    7 50,030 5 4
    8 50,035 5 4
    9 50,040 5 4
    10 50,045 5 4
    11 50,050 5 4
    12 50,055 5 4
    13 50,060 5 4
    14 50,065 5 4
    15 50,070 5 4
    16 50,075 5 4
    17 50,080 5 4
    18 50,085 5 4
    19 50,090 5 4
    20 50,095 5 4
    TOTAL $100 $70
  • 2
    ONLINE SAVINGS
    First Foundation Bank , ★ TOP PICK ★
    Bank
    -
    $50,000
    N.A.
    4.00%
    17.70x (National Avg. - 0.23%)
    $1,000
    -
    SCENARIO
    Year Rate
    4.00%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 2,000 1,400
    2 52,000 2,080 1,456
    3 54,080 2,163 1,514
    4 56,243 2,250 1,575
    5 58,493 2,340 1,638
    6 60,833 2,433 1,703
    7 63,266 2,531 1,771
    8 65,797 2,632 1,842
    9 68,428 2,737 1,916
    10 71,166 2,847 1,993
    11 74,012 2,960 2,072
    12 76,973 3,079 2,155
    13 80,052 3,202 2,241
    14 83,254 3,330 2,331
    15 86,584 3,463 2,424
    16 90,047 3,602 2,521
    17 93,649 3,746 2,622
    18 97,395 3,896 2,727
    19 101,291 4,052 2,836
    20 105,342 4,214 2,950
    TOTAL $59,556 $41,689


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