River Bank & Trust is an FDIC insured institution headquartered at
2611 Legends Dr, Prattville, AL 36066.
It was founded in
2006 and has approximately $4 billion in assets. Customers can open an account at one of its 10 branches.
| CD RATES | APY | MIN | |
|---|---|---|---|
|
7 Mo CD
|
2.53% | $1,000 | Compare |
|
13 Mo CD
|
3.56% | $1,000 | Compare |
|
25 Mo CD
|
3.81% | $1,000 | Compare |
| Tap into your home's equity & access the funds you need with a HELOC | $0 |
|
Intro APR: 6.240 %
After Intro:6.240 % |
$0 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
Reliant Home Funding, Inc. NMLS ID: 292473 |
5.745% |
$1,843
Fees & Points
$4,225 Total
0.697 Pts ($2,230) $1,995 Fees |
Quicken Loans NMLS ID: 167283 |
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 58255 |
| Date Established | 2006 |
| Assets | $ 3.84 billion |
| Loans | $ 2.61 billion |
| Deposits | $ 3.35 billion |
| Capital | $ 321.99 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 218.26 million |
| Interest-bearing balances | $ 170.41 million |
| Total securities | $ 766.28 million |
| Federal funds sold and reverse repurchase | $ 31.00 million |
| Net loans and leases | $ 2.61 billion |
| Loan loss allowance | $ 35.04 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 1.99 million |
| Goodwill and other intangibles | $ 28.44 million |
| All other assets | $ 89.61 million |
| Total Assets | $ 3.52 billion |
| LIABILITIES | |
| Total deposits | $ 3.35 billion |
| Interest-bearing deposits | $ 2.68 billion |
| Deposits held in domestic offices | $ 3.35 billion |
| % insured (estimated)" | 57.69% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 20.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 11.90 millionn |
| Total Liabilities | $ 3.52 billion |
| Shareholders’ Equity | $ 321.99 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 145.73 million |
| Total Interest Expense | $ 55.47 million |
| Net interest income | $ 90.27 million |
| Provision for loan and lease losses | $ 5.06 million |
| Total non interest income | $ 15.68 million |
| Total non interest expense | $ 51.99 million |
| Pre-tax Net Operating Income | $ 22.08 million |
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