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Royal Business Bank


ACH Number: 122033612

Royal Business Bank is an FDIC insured institution headquartered at 1055 Wilshire Blvd, Los Angeles, CA 90017.
It was founded in 2008 and has approximately $4 billion in assets. Customers can open an account at one of its 15 branches.

Deposit Rates - July 16, 2026

SAVINGS RATES APY MIN
SAV
0.05% $2,500 Compare
CD RATES APY MIN
6 Mo CD
0.10% $10,000 Compare
18 Mo CD
0.45% $10,000 Compare
24 Mo CD
0.45% $10,000 Compare
30 Mo CD
0.45% $10,000 Compare
36 Mo CD
0.45% $10,000 Compare
48 Mo CD
0.45% $10,000 Compare
60 Mo CD
0.45% $10,000 Compare
MM RATES APY MIN
Money Market
0.10% $10,000 Compare
INT CHECKING RATES APY MIN
INTCK
0.10% $2,500




Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58816
Date Established 2008
Assets $ 4.20 billion
Loans $ 3.27 billion
Deposits $ 3.40 billion
Capital $ 603.57 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 212.53 million
Interest-bearing balances $ 177.28 million
Total securities $ 411.39 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.27 billion
Loan loss allowance $ 43.89 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 8.83 million
Goodwill and other intangibles $ 78.88 million
All other assets $ 150.10 million
     Total Assets $ 3.60 billion

LIABILITIES
Total deposits $ 3.40 billion
      Interest-bearing deposits $ 2.82 billion
      Deposits held in domestic offices $ 3.40 billion
      % insured (estimated)" 57.46%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 250.00 million
Subordinated debt N.A.
All other liabilities $ 38.24 millionn
      Total Liabilities $ 3.60 billion
      Shareholders’ Equity $ 603.57 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 221.11 million
Total Interest Expense $ 102.32 million
Net interest income $ 118.79 million
Provision for loan and lease losses $ 10.36 million
Total non interest income $ 17.05 million
Total non interest expense $ 75.72 million
Pre-tax Net Operating Income $ 48.71 million

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