Ives Bank is an FDIC insured institution headquartered at
220 Main St, Danbury, CT 06810.
It was founded in
1849 and has approximately $2 billion in assets. Customers can open an account at one of its 19 branches.
Deposit Rates -
August 18, 2026
SAVINGS RATES
APY
MIN
Savings
0.03%
$2,500
Compare
CD RATES
APY
MIN
6 Mo CD
0.15%
$10,000
Compare
6 Mo CD
0.15%
$100,000
Compare
12 Mo CD
0.45%
$10,000
Compare
12 Mo CD
0.45%
$100,000
Compare
Special: 15 Mo CD
1.00%
$1,000
Compare
18 Mo CD
1.06%
$10,000
Compare
18 Mo CD
1.06%
$100,000
Compare
24 Mo CD
1.10%
$10,000
Compare
24 Mo CD
1.10%
$100,000
Compare
36 Mo CD
1.10%
$10,000
Compare
36 Mo CD
1.10%
$100,000
Compare
48 Mo CD
1.20%
$10,000
Compare
48 Mo CD
1.20%
$100,000
Compare
60 Mo CD
1.40%
$10,000
Compare
60 Mo CD
1.40%
$100,000
Compare
MM RATES
APY
MIN
Money Market
0.05%
$2,500
Compare
Money Market
0.05%
$10,000
Compare
Money Market
0.05%
$25,000
Compare
INT CHECKING RATES
APY
MIN
Int Ckg
0.05%
$2,500
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 15912
Date Established
1849
Assets
$ 1,680.21 million
Loans
$ 1,382.72 million
Deposits
$ 1,352.41 million
Capital
$ 222.58 million
Summary Balance Sheet as of December 31, 2025
ASSETS
Cash & Balances due from depository institutions
$ 56.55 million
Interest-bearing balances
$ 45.68 million
Total securities
$ 143.25 million
Federal funds sold and reverse repurchase
$ 1.01 million
Net loans and leases
$ 1,382.72 million
Loan loss allowance
$ 18.06 million
Trading account assets
N.A.
Bank premises and fixed assets
N.A.
Other real estate owned
N.A.
Goodwill and other intangibles
$ 2.11 million
All other assets
$ 56.44 million
Total Assets
$ 1,457.63 million
LIABILITIES
Total deposits
$ 1,352.41 million
Interest-bearing deposits
$ 949.03 million
Deposits held in domestic offices
$ 1,352.41 million
% insured (estimated)"
71.08%
Federal funds purchased and repurchase agreements
N.A.
Trading liabilities
N.A.
Other borrowed funds
$ 55.22 million
Subordinated debt
N.A.
All other liabilities
$ 16.26 millionn
Total Liabilities
$ 1,457.63 million
Shareholders’ Equity
$ 222.58 million
Summary Income Statement as of December 31, 2025
INCOME AND EXPENSES
Total Interest Income
$ 84.21 million
Total Interest Expense
$ 33.69 million
Net interest income
$ 50.51 million
Provision for loan and lease losses
$ 1.18 million
Total non interest income
$ 7.31 million
Total non interest expense
$ 37.48 million
Pre-tax Net Operating Income
$ 9.36 million
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