Savings Bank of Danbury

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Savings Bank of Danbury Locations

Deposit Rates - May 12, 2021

SAVINGS RATES APY MIN MAX
Savings
0.03% $2,500 $4,999 Compare
CD RATES APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Compare
6 Mo CD
0.15% $100,000 $199,999 Compare
12 Mo CD
0.45% $10,000 $14,999 Compare
12 Mo CD
0.45% $100,000 $199,999 Compare
Special: 15 Mo CD
1.00% $1,000 - Compare
18 Mo CD
1.06% $10,000 $14,999 Compare
18 Mo CD
1.06% $100,000 $199,999 Compare
24 Mo CD
1.10% $10,000 $14,999 Compare
24 Mo CD
1.10% $100,000 $199,999 Compare
36 Mo CD
1.10% $10,000 $14,999 Compare
36 Mo CD
1.10% $100,000 $199,999 Compare
48 Mo CD
1.20% $10,000 $14,999 Compare
48 Mo CD
1.20% $100,000 $199,999 Compare
60 Mo CD
1.40% $10,000 $14,999 Compare
60 Mo CD
1.40% $100,000 $199,999 Compare
MM RATES APY MIN MAX
Money Market
0.05% $2,500 $2,999 Compare
Money Market
0.05% $10,000 $14,999 Compare
Money Market
0.05% $25,000 $29,999 Compare
INT CHECKING RATES APY MIN MAX
Int Ckg
0.05% $2,500 $3,499

Loan Rates - May 12, 2021

MORTGAGE PURCHASE APR(%) MONTHLY PAYMENT
5 Year Adjustable Conforming
4.45% $1,157.79
7 Year Adjustable Conforming
4.39% $1,176.31
15 Year Fixed Conforming
4.07% $1,818.06
30 Year Fixed Jumbo
4.31% $1,229.85
30 Year Fixed Conforming
4.56% $1,248.95

Overview 2021

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15912
Date Established 1849
Assets $ 1,262.60 million
Loans $ 1,039.89 million
Deposits $ 1,038.14 million
Capital $ 145.60 million

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $ 116.33 million
Interest-bearing balances $ 106.63 million
Total securities $ 46.68 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,039.89 million
Loan loss allowance $ 12.49 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.15 million
Goodwill and other intangibles $ 2.79 million
All other assets $ 41.01 million
     Total Assets $ 1,117.00 million

LIABILITIES
Total deposits $ 1,038.14 million
      Interest-bearing deposits $ 973.82 million
      Deposits held in domestic offices $ 1,038.14 million
      % insured (estimated) 77.89%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 68.22 million
Subordinated debt N.A.
All other liabilities $ 10.64 millionn
      Total Liabilities $ 1,117.00 million
      Shareholders’ Equity $ 145.60 million

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $ 44.51 million
Total Interest Expense $ 8.14 million
Net interest income $ 36.37 million
Provision for loan and lease losses $ 5.90 million
Total non interest income $ 8.57 million
Total non interest expense $ 27.84 million
Pre-tax Net Operating Income $ 11.20 million

Savings Bank of Danbury is an FDIC insured institution headquartered at 220 Main Street, Danbury, CT 6810.
It was founded in 1849 and has approximately $1 billion in assets. Customers can open an account at one of its 19 branches.