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Simmons Bank is an FDIC insured institution headquartered at
501 S Main St, Pine Bluff, AR 71601.
It was founded in
1903 and has approximately $24 billion in assets. Customers can open an account at one of its 192 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
0.10% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
3.50% | $5,000 | Compare |
|
6 Mo CD
|
3.65% | $50,000 | Compare |
|
9 Mo CD
|
4.60% | $5,000 | Compare |
|
12 Mo CD
|
0.35% | $10,000 | Compare |
|
18 Mo CD
|
4.30% | $5,000 | Compare |
|
24 Mo CD
|
0.50% | $10,000 | Compare |
|
36 Mo CD
|
0.70% | $10,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
1.50% | $0 | Compare |
|
Money Market
|
2.58% | $100,000 | Compare |
|
Money Market
|
3.14% | $1,000,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.10% | $1 |
| Fund home improvements, debt consolidation, major expenses, & more | $0 |
|
Intro APR: 6.823 %
After Intro:6.823 % |
$25,000 |
|
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-09-22 |
Intro APR: 6.950 %
After Intro:6.950 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-12-22 |
Intro APR: 5.990 %
After Intro:7.000 % Intro Period: 12 months |
$25,000 |
|
Intro APR: 7.375 %
After Intro:7.375 % Intro Period: 7 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2026-06-20 |
Home Equity Loans & Refinance – Cash out | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2026-06-20 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. | $0 |
| Cash in with a HELOC | $0 |
District Lending NMLS ID: 598623 / Updated 2026-06-20 |
No Lender Fees | $0 |
District Lending NMLS ID: 1835285 |
5.970% |
$1,868
Fees & Points
$7,699 Total
1.000 Pts ($3,200) $4,499 Fees |
Basis Lending, LLC NMLS ID: 2463124 |
6.145% |
$1,919
Fees & Points
$5,114 Total
0.500 Pts ($1,600) $3,515 Fees |
Mutual of Omaha Mortgage NMLS ID: 1025894 |
6.269% |
$1,919
Fees & Points
$9,302 Total
0.782 Pts ($2,502) $6,800 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.335% |
$1,971
Fees & Points
$2,864 Total
0.895 Pts ($2,864) $0 Fees |
West Capital Lending NMLS ID: 1566096 |
6.466% |
$1,997
Fees & Points
$3,065 Total
0.553 Pts ($1,770) $1,295 Fees |
Sage Home Loan Corporation NMLS ID: 3304 |
6.477% |
$1,997
Fees & Points
$3,420 Total
0.602 Pts ($1,926) $1,494 Fees |
PenFed Credit Union NMLS ID: 401822 |
6.494% |
$1,997
Fees & Points
$3,995 Total
0.625 Pts ($2,000) $1,995 Fees |
SoFi NMLS ID: 696891 |
6.744% |
$2,049
Fees & Points
$3,937 Total
0.763 Pts ($2,442) $1,495 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
|
Fees & Points
Total
Pts ($0) $0 Fees |
Rocket Mortgage NMLS ID: 3030 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 3890 |
| Date Established | 1903 |
| Assets | $ 24.50 billion |
| Loans | $ 17.29 billion |
| Deposits | $ 20.73 billion |
| Capital | $ 3.20 billion |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 711.99 million |
| Interest-bearing balances | $ 331.57 million |
| Total securities | $ 3.29 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 17.29 billion |
| Loan loss allowance | $ 224.38 million |
| Trading account assets | $ 11.69 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 12.01 million |
| Goodwill and other intangibles | $ 1,405.09 million |
| All other assets | $ 1,119.10 million |
| Total Assets | $ 21.30 billion |
| LIABILITIES | |
| Total deposits | $ 20.73 billion |
| Interest-bearing deposits | $ 15.85 billion |
| Deposits held in domestic offices | $ 20.73 billion |
| % insured (estimated)" | 58.04% |
| Federal funds purchased and repurchase agreements | $ 21.38 million |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 1,091.32 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 226.24 millionn |
| Total Liabilities | $ 21.30 billion |
| Shareholders’ Equity | $ 3.20 billion |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 1,243.70 million |
| Total Interest Expense | $ 499.12 million |
| Net interest income | $ 744.58 million |
| Provision for loan and lease losses | $ 65.83 million |
| Total non interest income | $ 201.70 million |
| Total non interest expense | $ 560.96 million |
| Pre-tax Net Operating Income | $ 140.07 million |
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