Banks | Smackover State Bank

Smackover State Bank

Smackover State Bank is an FDIC insured institution headquartered at 708 Broadway St, Smackover, AR 71762.
It was founded in 1928 and has approximately $0 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - September 15, 2025

SAVINGS RATES	APY	MIN
Savings	0.35%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.35%	$10,000	Compare
6 Mo CD	0.35%	$100,000	Compare
12 Mo CD	0.45%	$10,000	Compare
12 Mo CD	0.45%	$100,000	Compare
18 Mo CD	0.45%	$10,000	Compare
18 Mo CD	0.45%	$100,000	Compare
24 Mo CD	0.50%	$10,000	Compare
24 Mo CD	0.50%	$100,000	Compare
36 Mo CD	0.50%	$10,000	Compare
36 Mo CD	0.50%	$100,000	Compare

MM RATES	APY	MIN
Money Market	0.60%	$2,500	Compare
Money Market	0.60%	$10,000	Compare
Money Market	0.60%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
Var IRA	1.00%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.40%	$2,500

Featured Home Equity Rates

Lender APR(%) Min.Initial
Draw Amount Learn More
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Advertiser Disclosure

Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2025-09-15
Equal Housing Lender

Intro APR: 6.990 %
After Intro:6.990 %

Third Federal rate are typically 20% lower than other leaders
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No closing costs, prepayment penalties, or minimum draw requirements
10 year draw period

Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-04-18

Intro APR: 6.490 %
After Intro:7.750 %
Intro Period: 12 months

$25,000

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No application, origination & appraisal fees on lines up to $500K[3]
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PenFed Credit Union
NMLS ID: 401822 / Updated 2025-09-15
Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender

Home Equity Line of Credit - Equal Housing Lender
Loans Amounts from $25,000 - $500,000
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Farmers Bank of Kansas City
NMLS ID: 613839 / Updated 2025-06-20
Equal Housing Lender

Intro APR: 8.500 %
After Intro:8.500 %

$25,000

Customized Rate Quote
24/7 Online Borrower Portal
Streamlined Online Application
Up to 100% LTV

Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-10

Intro APR: 8.700 %
After Intro:8.700 %

$15,000

Flexible terms, borrow $15K-$750K, redraw up to 100%
Use to consolidate debt or finance your next home project
100% digital app & automated valuation
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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Featured 30-Year Fixed Mortgage Rates

Lender APR(%) Monthly Payment Learn More
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Advertiser Disclosure

Farmers Bank of Kansas City
NMLS ID: 613839

6.120%

$1,917 Fees & Points $4,476 Total
0.809 Pts ($2,589)
$1,887 Fees

Competitive rates.
Surprisingly smooth process.

PenFed Credit Union
NMLS ID: 401822

6.174%

$1,919 Fees & Points $6,000 Total
0.875 Pts ($2,800)
$3,200 Fees

Let PenFed Bring You Home With Confidence
Benefits before and after you refinance
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Rocket Mortgage
NMLS ID: 3030

Fees & Points Total
Pts ($0)
$0 Fees

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Quicken Loans
NMLS ID: 167283

Fees & Points Total
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$0 Fees

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Rate data provided by RateUpdate.com. Displayed by ICB, a division of Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes, insurance premiums or private mortgage insurance if applicable. Actual payments will be greater with taxes and insurance included. Click here for more information on rates and product details.

Overview 2025

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 5623
Date Established	1928
Assets	$ 248.24 million
Loans	$ 161.63 million
Deposits	$ 205.04 million
Capital	$ 22.43 million

Summary Balance Sheet as of March 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 4.66 million
Interest-bearing balances	$ 0.50 million
Total securities	$ 75.08 million
Federal funds sold and reverse repurchase	$ 1.28 million
Net loans and leases	$ 161.63 million
Loan loss allowance	$ 1.23 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.04 million
Goodwill and other intangibles	N.A.
All other assets	$ 2.11 million
Total Assets	$ 225.80 million

LIABILITIES
Total deposits	$ 205.04 million
Interest-bearing deposits	$ 165.39 million
Deposits held in domestic offices	$ 205.04 million
% insured (estimated)"	71.56%
Federal funds purchased and repurchase agreements	N.A.
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 0.38 millionn
Total Liabilities	$ 225.80 million
Shareholders’ Equity	$ 22.43 million

Summary Income Statement as of March 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 2.88 million
Total Interest Expense	$ 1.42 million
Net interest income	$ 1.46 million
Provision for loan and lease losses	$ 0.03 million
Total non interest income	$ 0.21 million
Total non interest expense	$ 1.08 million
Pre-tax Net Operating Income	$ 1.39 million

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