SoFi Bank, National Association
For information concerning SoFi Bank online bank, please click here .
SoFi Bank, National Association is an FDIC insured institution headquartered at
2750 E Cottonwood Pkwy, Cottonwood Heights, UT 84121.
It was founded in
1986 and has approximately $31 billion in assets. Customers can open an account at one of its 4 branches.
Deposit Rates - June 21, 2025
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Overview 2025
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 26881 |
| Date Established | 1986 |
| Assets | $ 31.09 billion |
| Loans | $ 25.38 billion |
| Deposits | $ 26.01 billion |
| Capital | $ 4.54 billion |
Summary Balance Sheet as of December 31, 2024
| ASSETS | |
| Cash & Balances due from depository institutions | $ 2.64 billion |
| Interest-bearing balances | $ 2.15 billion |
| Total securities | $ 1,860.60 million |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 25.38 billion |
| Loan loss allowance | $ 46.68 million |
| Trading account assets | $ 46.58 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 268.65 million |
| All other assets | $ 119.67 million |
| Total Assets | $ 26.55 billion |
| LIABILITIES | |
| Total deposits | $ 26.01 billion |
| Interest-bearing deposits | $ 25.88 billion |
| Deposits held in domestic offices | $ 26.01 billion |
| % insured (estimated)" | 97.79% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 571.05 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 130.08 millionn |
| Total Liabilities | $ 26.55 billion |
| Shareholders’ Equity | $ 4.54 billion |
Summary Income Statement as of December 31, 2024
| INCOME AND EXPENSES | |
| Total Interest Income | $ 2.63 billion |
| Total Interest Expense | $ 961.57 million |
| Net interest income | $ 1,668.10 million |
| Provision for loan and lease losses | $ 31.71 million |
| Total non interest income | $ 491.16 million |
| Total non interest expense | $ 1,486.26 million |
| Pre-tax Net Operating Income | $ 33.27 million |
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