SoFi Bank, National Association
For information concerning SoFi Bank online bank, please click here .
SoFi Bank, National Association is an FDIC insured institution headquartered at
2750 E Cottonwood Pkwy, Cottonwood Heights, UT 84121.
It was founded in
1986 and has approximately $47 billion in assets. Customers can open an account at one of its 4 branches.
Deposit Rates - April 14, 2026
Featured Home Equity Rates
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Sponsored
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Tap into your home's equity & access the funds you need with a HELOC $0 -
Achieve Loans
NMLS ID: 1810501 / Updated 2026-04-09Intro APR: 6.375 %
After Intro:6.375 %
$0 -
Intro APR: 6.750 %
After Intro:6.750 %
$25,000 -
Intro APR: 6.839 %
After Intro:6.839 %
$25,000 -
Intro APR: 6.842 %
After Intro:6.842 %
$25,000 -
Figure Home Equity
NMLS ID: 1717824 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Reliant Home Funding, Inc
NMLS ID: 292473 / Updated 2025-09-22Intro APR: 6.950 %
After Intro:6.950 %
$15,000 -
Four Leaf Federal Credit Union
NMLS ID: 449104 / Updated 2025-12-22Intro APR: 5.990 %
After Intro:7.000 %
Intro Period: 12 months
$25,000 -
Spring EQ
NMLS ID: 1464945 / Updated 2026-04-14The leader for homeowners tapping cash from their homes since 2016. $0 -
Unlock Technologies, Inc.
NMLS ID: Not a Lender / Updated 2026-04-14Get cash now in exchange for a percentage of your homes future equity. $0 -
CrossCountry Mortgage, LLC
NMLS ID: 3029 / Updated 2026-04-14Unlock Your Home's Potential $0 -
Point Digital Finance
NMLS ID: Not a Lender / Updated 2026-04-14Get up to $600k with no monthly payments, ever. $0 -
HELOC approval in 5 minutes, funding in 5 days. Borrow up to $750k online. $0 -
AmeriSave Mortgage Corporation
NMLS ID: 1168 / Updated 2026-04-14Home Equity Loans & Refinance – Cash out $0 -
Access your home’s equity without replacing your current mortgage $0 -
Renofi
NMLS ID: 1802847 / Updated 2026-04-14Renovating? Work with experts in renovation financing $0 - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Featured 30-Year Fixed Mortgage Rates
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Sponsored
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Pentagon Federal Credit Union
NMLS ID: 4018220.000% $0 Fees & Points $0 Total
0.000 Pts ($0)
$0 Fees -
District Lending
NMLS ID: 18352855.750% $1,843 Fees & Points $4,400 Total
0.875 Pts ($2,800)
$1,600 Fees -
Optimum First Inc
NMLS ID: 2404155.766% $1,843 Fees & Points $4,971 Total
0.930 Pts ($2,976)
$1,995 Fees -
5.853% $1,868 Fees & Points $3,600 Total
0.625 Pts ($2,000)
$1,600 Fees -
Reliant Home Funding, Inc.
NMLS ID: 2924735.876% $1,868 Fees & Points $4,417 Total
0.757 Pts ($2,422)
$1,995 Fees -
Basis Lending, LLC
NMLS ID: 24631245.927% $1,868 Fees & Points $6,314 Total
0.875 Pts ($2,800)
$3,515 Fees -
Farmers Bank of Kansas City
NMLS ID: 6138395.950% $1,893 Fees & Points $2,613 Total
0.568 Pts ($1,818)
$795 Fees -
iheartloan Inc.
NMLS ID: 25628395.960% $1,868 Fees & Points $7,368 Total
0.625 Pts ($2,000)
$5,368 Fees -
Pure Rate Mortgage
NMLS ID: 25784745.979% $1,893 Fees & Points $3,610 Total
0.800 Pts ($2,560)
$1,050 Fees -
6.009% $1,893 Fees & Points $4,650 Total
0.625 Pts ($2,000)
$2,650 Fees -
Mutual of Omaha Mortgage, Inc.
NMLS ID: 10258946.029% $1,868 Fees & Points $9,789 Total
0.934 Pts ($2,989)
$6,800 Fees -
Refi.com
NMLS ID: 19076.066% $1,917 Fees & Points $2,602 Total
0.813 Pts ($2,602)
$0 Fees -
West Capital Lending
NMLS ID: 15660966.108% $1,917 Fees & Points $4,047 Total
0.860 Pts ($2,752)
$1,295 Fees -
Northpointe Bank
NMLS ID: 4474906.111% $1,917 Fees & Points $4,157 Total
0.863 Pts ($2,762)
$1,395 Fees -
PenFed Credit Union
NMLS ID: 4018226.151% $1,919 Fees & Points $5,195 Total
1.000 Pts ($3,200)
$1,995 Fees -
6.196% $1,945 Fees & Points $2,805 Total
0.755 Pts ($2,416)
$389 Fees -
Sage Home Loan Corporation
NMLS ID: 33046.225% $1,945 Fees & Points $3,404 Total
0.597 Pts ($1,910)
$1,494 Fees -
Better.com
NMLS ID: 3305116.232% $1,945 Fees & Points $3,648 Total
0.829 Pts ($2,653)
$995 Fees -
DECO Mortgage
NMLS ID: 25614516.244% $1,945 Fees & Points $4,220 Total
0.762 Pts ($2,438)
$1,782 Fees -
Allied Mortgage Group, Inc.
NMLS ID: 10676.323% $1,971 Fees & Points $2,461 Total
0.769 Pts ($2,461)
$0 Fees -
SoFi
NMLS ID: 6968916.513% $1,997 Fees & Points $4,644 Total
0.984 Pts ($3,149)
$1,495 Fees -
Veterans United Home Loans
NMLS ID: 1907Fees & Points Total
Pts ($0)
$0 Fees -
Rocket Mortgage
NMLS ID: 3030Fees & Points Total
Pts ($0)
$0 Fees -
Fees & Points Total
Pts ($0)
$0 Fees -
Quicken Loans
NMLS ID: 167283Fees & Points Total
Pts ($0)
$0 Fees - Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 26881 |
| Date Established | 1986 |
| Assets | $ 46.57 billion |
| Loans | $ 36.74 billion |
| Deposits | $ 39.71 billion |
| Capital | $ 6.03 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 5.41 billion |
| Interest-bearing balances | $ 4.65 billion |
| Total securities | $ 2.60 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 36.74 billion |
| Loan loss allowance | $ 50.93 million |
| Trading account assets | $ 89.52 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 333.28 million |
| All other assets | $ 119.67 million |
| Total Assets | $ 40.54 billion |
| LIABILITIES | |
| Total deposits | $ 39.71 billion |
| Interest-bearing deposits | $ 39.57 billion |
| Deposits held in domestic offices | $ 39.71 billion |
| % insured (estimated)" | 91.88% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 571.05 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 130.08 millionn |
| Total Liabilities | $ 40.54 billion |
| Shareholders’ Equity | $ 6.03 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 3.28 billion |
| Total Interest Expense | $ 1,076.55 million |
| Net interest income | $ 2.20 billion |
| Provision for loan and lease losses | $ 30.32 million |
| Total non interest income | $ 952.95 million |
| Total non interest expense | $ 2.15 billion |
| Pre-tax Net Operating Income | $ 33.27 million |
*Should any logos, images or public notes appear on this page,they do so courtesy of SoFi Bank, National Association and are not subject to approval of RatesAndInfo.com. RatesAndInfo.com expressly disclaims all responsibility for this content.
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