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SoFi Bank, National Association

For information concerning SoFi Bank online bank, please click here .

SoFi Bank, National Association is an FDIC insured institution headquartered at 2750 E Cottonwood Pkwy, Cottonwood Heights, UT 84121.
It was founded in 1986 and has approximately $41 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - January 20, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26881
Date Established 1986
Assets $ 41.25 billion
Loans $ 33.72 billion
Deposits $ 33.77 billion
Capital $ 5.82 billion

Summary Balance Sheet as of September 30, 2025

ASSETS
Cash & Balances due from depository institutions $ 3.52 billion
Interest-bearing balances $ 3.20 billion
Total securities $ 2.39 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 33.72 billion
Loan loss allowance $ 50.63 million
Trading account assets $ 84.46 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 330.07 million
All other assets $ 119.67 million
     Total Assets $ 35.43 billion

LIABILITIES
Total deposits $ 33.77 billion
      Interest-bearing deposits $ 33.61 billion
      Deposits held in domestic offices $ 33.77 billion
      % insured (estimated)" 95.42%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 571.05 million
Subordinated debt N.A.
All other liabilities $ 130.08 millionn
      Total Liabilities $ 35.43 billion
      Shareholders’ Equity $ 5.82 billion

Summary Income Statement as of September 30, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.36 billion
Total Interest Expense $ 777.14 million
Net interest income $ 1,586.91 million
Provision for loan and lease losses $ 24.91 million
Total non interest income $ 679.27 million
Total non interest expense $ 1,533.99 million
Pre-tax Net Operating Income $ 33.27 million


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