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SoFi Bank, National Association

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SoFi Bank, National Association is an FDIC insured institution headquartered at 2750 E Cottonwood Pkwy, Cottonwood Heights, UT 84121.
It was founded in 1986 and has approximately $47 billion in assets. Customers can open an account at one of its 4 branches.

Deposit Rates - July 06, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26881
Date Established 1986
Assets $ 46.57 billion
Loans $ 36.74 billion
Deposits $ 39.71 billion
Capital $ 6.03 billion

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 5.41 billion
Interest-bearing balances $ 4.65 billion
Total securities $ 2.60 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 36.74 billion
Loan loss allowance $ 50.93 million
Trading account assets $ 89.52 million
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 333.28 million
All other assets $ 119.67 million
     Total Assets $ 40.54 billion

LIABILITIES
Total deposits $ 39.71 billion
      Interest-bearing deposits $ 39.57 billion
      Deposits held in domestic offices $ 39.71 billion
      % insured (estimated)" 91.88%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 571.05 million
Subordinated debt N.A.
All other liabilities $ 130.08 millionn
      Total Liabilities $ 40.54 billion
      Shareholders’ Equity $ 6.03 billion

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 3.28 billion
Total Interest Expense $ 1,076.55 million
Net interest income $ 2.20 billion
Provision for loan and lease losses $ 30.32 million
Total non interest income $ 952.95 million
Total non interest expense $ 2.15 billion
Pre-tax Net Operating Income $ 33.27 million


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