Springs Valley Bank & Trust Company is an FDIC insured institution headquartered at
8482 W State Road 56, French Lick, IN 47432.
It was founded in
1902 and has approximately $1 billion in assets. Customers can open an account at one of its 4 branches.
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
Savings
|
0.05% | $2,500 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
6 Mo CD
|
0.15% | $10,000 | Compare |
|
6 Mo CD
|
0.15% | $100,000 | Compare |
|
Special: 12 Mo CD
|
0.65% | $5,000 | Compare |
|
12 Mo CD
|
0.25% | $10,000 | Compare |
|
12 Mo CD
|
0.25% | $100,000 | Compare |
|
24 Mo CD
|
0.35% | $10,000 | Compare |
|
24 Mo CD
|
0.35% | $100,000 | Compare |
|
36 Mo CD
|
0.45% | $10,000 | Compare |
|
36 Mo CD
|
0.45% | $100,000 | Compare |
|
48 Mo CD
|
0.55% | $10,000 | Compare |
|
48 Mo CD
|
0.55% | $100,000 | Compare |
|
60 Mo CD
|
0.65% | $10,000 | Compare |
|
60 Mo CD
|
0.65% | $100,000 | Compare |
| MM RATES | APY | MIN | |
|---|---|---|---|
|
Money Market
|
0.10% | $2,500 | Compare |
|
Money Market
|
0.10% | $10,000 | Compare |
|
Money Market
|
0.20% | $25,000 | Compare |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
Int Ckg
|
0.15% | $1 |
|
Int Ckg
|
0.15% | $2,500 |
|
Intro APR: 6.990 %
After Intro:6.990 % |
$0 |
Reliant Home Funding, Inc NMLS ID: 292473 / Updated 2025-04-25 |
Intro APR: 7.400 %
After Intro:7.400 % |
$15,000 |
| Home Equity Line of Credit - Equal Housing Lender | $0 |
Figure Home Equity NMLS ID: 1717824 / Updated 2025-04-10 |
Intro APR: 7.400 %
After Intro:7.400 % |
$15,000 |
Four Leaf Federal Credit Union NMLS ID: 449104 / Updated 2025-04-18 |
Intro APR: 6.490 %
After Intro:7.750 % Intro Period: 12 months |
$25,000 |
AmeriSave Mortgage Corporation NMLS ID: 1168 / Updated 2025-04-25 |
Home Equity Loans & Refinance – Cash out | $0 |
Achieve Loans NMLS ID: 1810501 / Updated 2025-03-31 |
Intro APR: 8.750 %
After Intro:8.750 % |
$0 |
| HELOC approval in 5 minutes, funding in 5 days. Borrow up to $400k online. | $0 |
CrossCountry Mortgage, LLC NMLS ID: 3029 / Updated 2025-04-25 |
Unlock Your Home's Potential | $0 |
Upstart NMLS ID: 2443873 / Updated 2025-04-25 |
As low as 6.3% APR on your initial draw* | $0 |
Unlock Technologies, Inc. NMLS ID: Not a Lender / Updated 2025-04-25 |
Get cash now in exchange for a percentage of your homes future equity. | $0 |
New American Funding, LLC NMLS ID: 6606 / Updated 2025-04-25 |
Cash-Out and Home Equity Options Available. | $0 |
Point Digital Finance NMLS ID: Not a Lender / Updated 2025-04-25 |
Get up to $500k with no monthly payments, ever. | $0 |
District Lending NMLS ID: 598623 / Updated 2025-04-25 |
No Lender Fees | $0 |
| Tap Into the Equity of Your Home to Get The Cash You Need | $0 |
Green Lending, LLC NMLS ID: 2598612 |
6.488% |
$1,997
Fees & Points
$4,008 Total
0.937 Pts ($2,998) $1,010 Fees |
Pure Rate Mortgage NMLS ID: 2578474 |
6.494% |
$1,997
Fees & Points
$4,010 Total
0.925 Pts ($2,960) $1,050 Fees |
Loansteady NMLS ID: 1701910 |
6.617% |
$2,023
Fees & Points
$3,890 Total
0.750 Pts ($2,400) $1,490 Fees |
Allied Mortgage Group, Inc. NMLS ID: 1067 |
6.701% |
$2,049
Fees & Points
$2,512 Total
0.785 Pts ($2,512) $0 Fees |
Mutual of Omaha Mortgage, Inc. NMLS ID: 1025894 |
6.725% |
$2,049
Fees & Points
$3,330 Total
0.822 Pts ($2,630) $700 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
6.822% |
$2,076
Fees & Points
$2,378 Total
0.743 Pts ($2,378) $0 Fees |
PenFed Credit Union NMLS ID: 401822 |
7.034% |
$2,103
Fees & Points
$5,200 Total
0.625 Pts ($2,000) $3,200 Fees |
Rocket Mortgage NMLS ID: 3030 |
7.476% |
$2,211
Fees & Points
$3,200 Total
1.000 Pts ($3,200) $0 Fees |
CrossCountry Mortgage NMLS ID: 3029 |
Fees & Points
Total
Pts ($0) $0 Fees |
FHAloans.com NMLS ID: Not a Lender |
Fees & Points
Total
Pts ($0) $0 Fees |
Top Flite Financial NMLS ID: 4181 |
Fees & Points
Total
Pts ($0) $0 Fees |
Veterans United Home Loans NMLS ID: 1907 |
Fees & Points
Total
Pts ($0) $0 Fees |
Beeline Loans, Inc. NMLS ID: 1799947 |
Fees & Points
Total
Pts ($0) $0 Fees |
| FDIC Insured | Yes |
| FDIC Certificate | # 4419 |
| Date Established | 1902 |
| Assets | $ 638.71 million |
| Loans | $ 472.72 million |
| Deposits | $ 565.54 million |
| Capital | $ 63.28 million |
| ASSETS | |
| Cash & Balances due from depository institutions | $ 17.90 million |
| Interest-bearing balances | $ 7.97 million |
| Total securities | $ 66.25 million |
| Federal funds sold and reverse repurchase | $ 45.77 million |
| Net loans and leases | $ 472.72 million |
| Loan loss allowance | $ 6.78 million |
| Trading account assets | N.A. |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 0.05 million |
| Goodwill and other intangibles | $ 2.49 million |
| All other assets | $ 24.14 million |
| Total Assets | $ 575.43 million |
| LIABILITIES | |
| Total deposits | $ 565.54 million |
| Interest-bearing deposits | $ 544.94 million |
| Deposits held in domestic offices | $ 565.54 million |
| % insured (estimated)" | 69.56% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 25.00 million |
| Subordinated debt | N.A. |
| All other liabilities | $ 6.01 millionn |
| Total Liabilities | $ 575.43 million |
| Shareholders’ Equity | $ 63.28 million |
| INCOME AND EXPENSES | |
| Total Interest Income | $ 33.57 million |
| Total Interest Expense | $ 16.48 million |
| Net interest income | $ 17.09 million |
| Provision for loan and lease losses | $ 0.12 million |
| Total non interest income | $ 10.40 million |
| Total non interest expense | $ 20.62 million |
| Pre-tax Net Operating Income | $ 3.91 million |
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