Sterling National Bank is an FDIC insured institution headquartered at
2 Blue Hill Plz, Pearl River, NY 10965.
It was founded in
1895 and has approximately $30 billion in assets. Customers can open an account at one of its 150 branches.
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Rate data provided by RateUpdate.com. Displayed by Mortgage Research Center, NMLS #1907, Equal Housing Opportunity. Payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Rate and product details .
Overview 2026
General Bank Information
FDIC Insured
Yes
FDIC Certificate
# 30337
Date Established
1895
Assets
$ 29.56 billion
Loans
$ 21.09 billion
Deposits
$ 22.96 billion
Capital
$ 5.20 billion
Summary Balance Sheet as of September 30, 2025
ASSETS
Cash & Balances due from depository institutions
$ 307.89 million
Interest-bearing balances
$ 215.69 million
Total securities
$ 4.43 billion
Federal funds sold and reverse repurchase
N.A.
Net loans and leases
$ 21.09 billion
Loan loss allowance
$ 278.23 million
Trading account assets
$ 69.52 million
Bank premises and fixed assets
N.A.
Other real estate owned
$ 0.20 million
Goodwill and other intangibles
$ 1,714.42 million
All other assets
$ 1,749.24 million
Total Assets
$ 24.35 billion
LIABILITIES
Total deposits
$ 22.96 billion
Interest-bearing deposits
$ 16.53 billion
Deposits held in domestic offices
$ 22.96 billion
% insured (estimated)"
53.62%
Federal funds purchased and repurchase agreements
$ 178.01 million
Trading liabilities
$ 26.00 million
Other borrowed funds
$ 542.00 million
Subordinated debt
N.A.
All other liabilities
$ 649.19 millionn
Total Liabilities
$ 24.35 billion
Shareholders’ Equity
$ 5.20 billion
Summary Income Statement as of September 30, 2025
INCOME AND EXPENSES
Total Interest Income
$ 917.92 million
Total Interest Expense
$ 30.08 million
Net interest income
$ 887.84 million
Provision for loan and lease losses
N.A.
Total non interest income
$ 133.96 million
Total non interest expense
$ 462.66 million
Pre-tax Net Operating Income
$ 564.29 million
Customer Reviews for Sterling National Bank (2)
Rated 3.00 stars out of 5 - based on 2 reviews
Sleepys
October 29, 2021 |
This one sucks and not just a little bit.
BrioDirect
Mar 26, 2026
Dear Sleepys, We would like to have a better understanding about your experience. Please reach out to us at care@briodirectbanking.com at your earliest convenience and we will do our best to resolve this with you. Please do not share account or SSN numbers in this communication.
Jay S W
July 23, 2021 |
Saw bad reviews on several other sites; had reservations but opened account anyway because rate was good. Have not been disappointed.
Branches
Click on location and enter new zip number to change."
Your current location is: New York City, NY
Sleepys
October 29, 2021 |
This one sucks and not just a little bit.
BrioDirect
Mar 26, 2026
Dear Sleepys, We would like to have a better understanding about your experience. Please reach out to us at care@briodirectbanking.com at your earliest convenience and we will do our best to resolve this with you. Please do not share account or SSN numbers in this communication.
Jay S W
July 23, 2021 |
Saw bad reviews on several other sites; had reservations but opened account anyway because rate was good. Have not been disappointed.