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Synergy Bank

Synergy Bank is an FDIC insured institution headquartered at 210 Synergy Center Blvd, Houma, LA 70360.
It was founded in 1999 and has approximately $1 billion in assets. Customers can open an account at one of its 6 branches.

Deposit Rates - August 24, 2026

SAVINGS RATES	APY	MIN
Savings	0.15%	$2,500	Compare

CD RATES	APY	MIN
6 Mo CD	0.35%	$10,000	Compare
12 Mo CD	0.50%	$10,000	Compare
18 Mo CD	0.50%	$10,000	Compare
24 Mo CD	0.50%	$10,000	Compare
30 Mo CD	0.55%	$10,000	Compare
36 Mo CD	0.60%	$10,000	Compare
48 Mo CD	0.65%	$10,000	Compare
60 Mo CD	0.75%	$10,000	Compare

MM RATES	APY	MIN
Money Market	0.15%	$2,500	Compare
Money Market	0.15%	$10,000	Compare
Money Market	0.15%	$25,000	Compare

VARIABLE IRA RATES	APY	MIN
Var IRA	0.15%	$1

INT CHECKING RATES	APY	MIN
Int Ckg	0.10%	$2,500

Overview 2026

General Bank Information

FDIC Insured	Yes
FDIC Certificate	# 34978
Date Established	1999
Assets	$ 1,236.97 million
Loans	$ 811.97 million
Deposits	$ 1,056.88 million
Capital	$ 166.38 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions	$ 58.13 million
Interest-bearing balances	$ 47.16 million
Total securities	$ 277.66 million
Federal funds sold and reverse repurchase	$ 0.50 million
Net loans and leases	$ 811.97 million
Loan loss allowance	$ 16.39 million
Trading account assets	N.A.
Bank premises and fixed assets	N.A.
Other real estate owned	$ 0.70 million
Goodwill and other intangibles	$ 37.64 million
All other assets	$ 14.35 million
Total Assets	$ 1,070.60 million

LIABILITIES
Total deposits	$ 1,056.88 million
Interest-bearing deposits	$ 800.85 million
Deposits held in domestic offices	$ 1,056.88 million
% insured (estimated)"	71.64%
Federal funds purchased and repurchase agreements	$ 0.25 million
Trading liabilities	N.A.
Other borrowed funds	N.A.
Subordinated debt	N.A.
All other liabilities	$ 3.08 millionn
Total Liabilities	$ 1,070.60 million
Shareholders’ Equity	$ 166.38 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income	$ 72.60 million
Total Interest Expense	$ 20.01 million
Net interest income	$ 52.58 million
Provision for loan and lease losses	$ 3.59 million
Total non interest income	$ 6.39 million
Total non interest expense	$ 28.87 million
Pre-tax Net Operating Income	$ 8.78 million

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Branches

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