TD Bank, National Association
Phone: 866 222 3456
ACH Number: 03110126
SWIFT Code: NRTHUS33XXX
TD Bank, National Association is an FDIC insured institution headquartered at
2035 Limestone Rd, Wilmington, DE 19808.
It was founded in
1852 and has approximately $351 billion in assets. Customers can open an account at one of its 1368 branches.
Deposit Rates - January 31, 2026
| SAVINGS RATES | APY | MIN | |
|---|---|---|---|
|
SAV
|
1.25% | $50,000 | Compare |
|
SAV
|
3.00% | $100,000 | Compare |
|
SAV
|
3.00% | $250,000 | Compare |
| CD RATES | APY | MIN | |
|---|---|---|---|
|
3 Mo CD
|
3.70% | $250 | Compare |
|
6 Mo CD
|
0.05% | $10,000 | Compare |
|
6 Mo CD
|
3.45% | $10,001 | Compare |
|
9 Mo CD
|
3.10% | $10,000 | Compare |
|
9 Mo CD
|
3.09% | $10,001 | Compare |
|
12 Mo CD
|
3.00% | $10,000 | Compare |
|
12 Mo CD
|
0.05% | $10,001 | Compare |
|
18 Mo CD
|
2.99% | $10,000 | Compare |
|
24 Mo CD
|
2.99% | $10,000 | Compare |
|
36 Mo CD
|
0.15% | $10,000 | Compare |
| VARIABLE IRA RATES | APY | MIN |
|---|---|---|
|
VIRA
|
0.02% | $1 |
|
VIRA
|
3.00% | $100,000 |
| INT CHECKING RATES | APY | MIN |
|---|---|---|
|
INTCK
|
0.01% | $1 |
Loan Rates - January 31, 2026
| MORTGAGE PURCHASE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.60% | $2,765.60 |
|
15 Year Fixed Conforming
|
6.65% | $2,765.60 |
|
30 Year Fixed Jumbo
|
6.64% | $2,022.62 |
|
30 Year Fixed Conforming
|
6.67% | $2,022.62 |
| MORTGAGE REFINANCE | APR(%) | MONTHLY PAYMENT |
|---|---|---|
|
15 Year Fixed Jumbo
|
6.60% | $2,765.60 |
|
15 Year Fixed Conforming
|
6.65% | $2,765.60 |
|
30 Year Fixed Jumbo
|
6.64% | $2,022.62 |
|
30 Year Fixed Conforming
|
6.67% | $2,022.62 |
| HOME EQUITY RATES | APR(%) | MONTHLY PAYMENT | ||
|---|---|---|---|---|
|
Line of Credit
|
6.34% | Varies | ||
Compare with 0 RATE Line of Credit from Figure Home Equity Line
|
||||
Compare with 6.95 RATE Line of Credit from Figure Home Equity
|
||||
Compare with 6.95 RATE Line of Credit from Reliant Home Funding, Inc
|
||||
Compare with 7 RATE Line of Credit from Four Leaf Federal Credit Union
|
||||
Compare with 7.75 RATE Line of Credit from Farmers Bank of Kansas City
|
||||
|
10 Year Loan
|
6.82% | $1,150.29 | ||
|
15 Year Loan
|
6.91% | $892.69 | ||
Overview 2026
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 18409 |
| Date Established | 1852 |
| Assets | $ 350.85 billion |
| Loans | $ 164.87 billion |
| Deposits | $ 287.10 billion |
| Capital | $ 49.24 billion |
Summary Balance Sheet as of September 30, 2025
| ASSETS | |
| Cash & Balances due from depository institutions | $ 33.17 billion |
| Interest-bearing balances | $ 29.07 billion |
| Total securities | $ 125.31 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 164.87 billion |
| Loan loss allowance | $ 2.72 billion |
| Trading account assets | $ 245.39 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | $ 49.13 million |
| Goodwill and other intangibles | $ 12.79 billion |
| All other assets | $ 9.20 billion |
| Total Assets | $ 301.61 billion |
| LIABILITIES | |
| Total deposits | $ 287.10 billion |
| Interest-bearing deposits | $ 232.04 billion |
| Deposits held in domestic offices | $ 287.10 billion |
| % insured (estimated)" | 63.89% |
| Federal funds purchased and repurchase agreements | $ 9.09 billion |
| Trading liabilities | N.A. |
| Other borrowed funds | $ 74.72 million |
| Subordinated debt | $ 26.30 million |
| All other liabilities | $ 4.38 billionn |
| Total Liabilities | $ 301.61 billion |
| Shareholders’ Equity | $ 49.24 billion |
Summary Income Statement as of September 30, 2025
| INCOME AND EXPENSES | |
| Total Interest Income | $ 12.20 billion |
| Total Interest Expense | $ 4.89 billion |
| Net interest income | $ 7.31 billion |
| Provision for loan and lease losses | $ 649.57 million |
| Total non interest income | $ 1,587.91 million |
| Total non interest expense | $ 5.89 billion |
| Pre-tax Net Operating Income | $ 1,683.87 million |
Customer Reviews for TD Bank, National Association
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Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis."
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only."
- 1LOCAL SAVINGSBank-$50,000N.A.1.25%5.58x (National Avg. - 0.22%)$50,000-SCENARIO
Year Rate
1.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 625 438 2 50,625 633 443 3 51,258 641 449 4 51,899 649 454 5 52,547 657 460 6 53,204 665 466 7 53,869 673 471 8 54,543 682 477 9 55,224 690 483 10 55,915 699 489 11 56,614 708 495 12 57,321 717 502 13 58,038 725 508 14 58,763 735 514 15 59,498 744 521 16 60,241 753 527 17 60,994 762 534 18 61,757 772 540 19 62,529 782 547 20 63,310 791 554 TOTAL $14,102 $9,871 - 2ONLINE SAVINGSBank-$50,000N.A.3.75%16.74x (National Avg. - 0.22%)$1,000-SCENARIO
Year Rate
3.75%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,875 1,313 2 51,875 1,945 1,362 3 53,820 2,018 1,413 4 55,839 2,094 1,466 5 57,933 2,172 1,521 6 60,105 2,254 1,578 7 62,359 2,338 1,637 8 64,697 2,426 1,698 9 67,124 2,517 1,762 10 69,641 2,612 1,828 11 72,252 2,709 1,897 12 74,962 2,811 1,968 13 77,773 2,916 2,042 14 80,689 3,026 2,118 15 83,715 3,139 2,198 16 86,854 3,257 2,280 17 90,111 3,379 2,365 18 93,491 3,506 2,454 19 96,996 3,637 2,546 20 100,634 3,774 2,642 TOTAL $54,408 $38,085
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