Texas Exchange Bank
Branches
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Texas Exchange Bank Locations
Deposit Rates - July 6, 2022
SAVINGS RATES | APY | MIN | |
---|---|---|---|
Savings
|
0.10% | $2,500 | Compare |
MM RATES | APY | MIN | |
---|---|---|---|
Money Market
|
0.15% | $2,500 | Compare |
Money Market
|
0.15% | $10,000 | Compare |
Money Market
|
0.15% | $25,000 | Compare |
INT CHECKING RATES | APY | MIN |
---|---|---|
Int Ckg
|
0.05% | $2,500 |
Featured 30-Year Fixed Mortgage Rates
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CHASE
NMLS ID: 3997986.074% $1,498 Fees & Points $2,258 Total
0.903 Pts ($2,258)
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5.233% $1,362 Fees & Points $3,048 Total
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0.727 Pts ($1,818)
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Rocket Mortgage
NMLS ID: 30305.602% $1,420 Fees & Points $2,812 Total
0.625 Pts ($1,562)
$1,250 Fees -
Zillow Home Loans, LLC
NMLS ID: 102875.475% $1,400 Fees & Points $2,790 Total
0.776 Pts ($1,940)
$850 Fees -
Quicken Loans NMLS #3030
NMLS ID: 30305.887% $1,459 Fees & Points $3,750 Total
1.000 Pts ($2,500)
$1,250 Fees -
Owning.com
NMLS ID: 26115.139% $1,346 Fees & Points $3,255 Total
1.000 Pts ($2,500)
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First Citizens Bank
NMLS ID: 503941Fees & Points Total
Pts ($0)
$0 Fees - Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2022
General Bank Information
FDIC Insured | Yes |
FDIC Certificate | # 20099 |
Date Established | 1970 |
Assets | $ 3.24 billion |
Loans | $ 874.14 million |
Deposits | $ 1,844.50 million |
Capital | $ 279.52 million |
Summary Balance Sheet
ASSETS | |
Cash & Balances due from depository institutions | $ 383.25 million |
Interest-bearing balances | $ 381.09 million |
Total securities | $ 797.66 million |
Federal funds sold and reverse repurchase | $ 924.93 million |
Net loans and leases | $ 874.14 million |
Loan loss allowance | $ 13.51 million |
Trading account assets | N.A. |
Bank premises and fixed assets | N.A. |
Other real estate owned | N.A. |
Goodwill and other intangibles | $ 0.80 million |
All other assets | $ 259.74 million |
Total Assets | $ 2.96 billion |
LIABILITIES | |
Total deposits | $ 1,844.50 million |
Interest-bearing deposits | $ 1,806.95 million |
Deposits held in domestic offices | $ 1,844.50 million |
% insured (estimated) | 98.44% |
Federal funds purchased and repurchase agreements | $ 187.67 million |
Trading liabilities | N.A. |
Other borrowed funds | $ 925.00 million |
Subordinated debt | N.A. |
All other liabilities | $ 4.95 millionn |
Total Liabilities | $ 2.96 billion |
Shareholders’ Equity | $ 279.52 million |
Summary Income Statement
INCOME AND EXPENSES | |
Total Interest Income | $ 67.62 million |
Total Interest Expense | $ 15.44 million |
Net interest income | $ 52.18 million |
Provision for loan and lease losses | $ 4.29 million |
Total non interest income | $ 13.23 million |
Total non interest expense | $ 11.50 million |
Pre-tax Net Operating Income | $ 49.62 million |
Texas Exchange Bank is an FDIC insured institution headquartered at
109 N Crowley Road, Crowley, TX 76036.
It was founded in
1970 and has approximately $3 billion in
assets. Customers can open an account at one of its 2 branches.
Customer Reviews for Texas Exchange Bank
Savings Comparison
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
PRODUCT
BANK
BANK TYPE
STATE
AMOUNT
TERM
APY
VS.NATL'L AV.
MIN
MILES
Tax Rate: 30%
All calculations are for demonstration purposes only.
- 1LOCAL SAVINGSBankTEXAS$50,000N.A.0.10%0.85x (National Avg. - 0.12%)$2,500-SCENARIO
Year Rate
0.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 50 35 2 50,050 50 35 3 50,100 50 35 4 50,150 50 35 5 50,200 50 35 6 50,251 50 35 7 50,301 50 35 8 50,351 50 35 9 50,401 50 35 10 50,452 50 35 11 50,502 51 35 12 50,553 51 35 13 50,603 51 35 14 50,654 51 35 15 50,705 51 35 16 50,755 51 36 17 50,806 51 36 18 50,857 51 36 19 50,908 51 36 20 50,959 51 36 TOTAL $1,010 $707 - 2ONLINE SAVINGSOnline Bank-$50,000N.A.1.25%10.68x (National Avg. - 0.12%)$5,000-SCENARIO
Year Rate
1.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 625 438 2 50,625 633 443 3 51,258 641 449 4 51,899 649 454 5 52,547 657 460 6 53,204 665 466 7 53,869 673 471 8 54,543 682 477 9 55,224 690 483 10 55,915 699 489 11 56,614 708 495 12 57,321 717 502 13 58,038 725 508 14 58,763 735 514 15 59,498 744 521 16 60,241 753 527 17 60,994 762 534 18 61,757 772 540 19 62,529 782 547 20 63,310 791 554 TOTAL $14,102 $9,871 - 3ONLINE SAVINGSOnline Bank-$50,000N.A.1.61%13.76x (National Avg. - 0.12%)$0-SCENARIO
Year Rate
1.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 805 564 2 50,805 818 573 3 51,623 831 582 4 52,454 845 591 5 53,299 858 601 6 54,157 872 610 7 55,029 886 620 8 55,915 900 630 9 56,815 915 640 10 57,730 929 651 11 58,659 944 661 12 59,603 960 672 13 60,563 975 683 14 61,538 991 694 15 62,529 1,007 705 16 63,536 1,023 716 17 64,558 1,039 728 18 65,598 1,056 739 19 66,654 1,073 751 20 67,727 1,090 763 TOTAL $18,818 $13,172 - 4ONLINE SAVINGSOnline Bank-$50,000N.A.1.70%14.53x (National Avg. - 0.12%)$2,500-SCENARIO
Year Rate
1.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 850 595 2 50,850 864 605 3 51,714 879 615 4 52,594 894 626 5 53,488 909 637 6 54,397 925 647 7 55,322 940 658 8 56,262 956 670 9 57,219 973 681 10 58,191 989 692 11 59,181 1,006 704 12 60,187 1,023 716 13 61,210 1,041 728 14 62,250 1,058 741 15 63,309 1,076 753 16 64,385 1,095 766 17 65,479 1,113 779 18 66,593 1,132 792 19 67,725 1,151 806 20 68,876 1,171 820 TOTAL $20,047 $14,033
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