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The Bank of Waynesboro


The Bank of Waynesboro is an FDIC insured institution headquartered at 201 South Main Street, Waynesboro, TN 38485.
It was founded in 1904 and has approximately $0 billion in assets. Customers can open an account at one of its 5 branches.

Deposit Rates - June 24, 2026





Overview 2026

General Bank Information

FDIC Insured Yes
FDIC Certificate # 2375
Date Established 1904
Assets $ 177.44 million
Loans $ 117.11 million
Deposits $ 153.71 million
Capital $ 22.97 million

Summary Balance Sheet as of December 31, 2025

ASSETS
Cash & Balances due from depository institutions $ 31.13 million
Interest-bearing balances $ 24.00 million
Total securities $ 20.44 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 117.11 million
Loan loss allowance $ 1.90 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.32 million
Goodwill and other intangibles N.A.
All other assets $ 4.77 million
     Total Assets $ 154.47 million

LIABILITIES
Total deposits $ 153.71 million
      Interest-bearing deposits $ 121.46 million
      Deposits held in domestic offices $ 153.71 million
      % insured (estimated)" 92.35%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.76 millionn
      Total Liabilities $ 154.47 million
      Shareholders’ Equity $ 22.97 million

Summary Income Statement as of December 31, 2025

INCOME AND EXPENSES
Total Interest Income $ 2.16 million
Total Interest Expense $ 0.27 million
Net interest income $ 1.89 million
Provision for loan and lease losses $ 0.16 million
Total non interest income $ 0.25 million
Total non interest expense $ 1.39 million
Pre-tax Net Operating Income $ 0.59 million

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